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FAQs Category: Excellent Credit
When you reach excellent credit, you are free to choose any credit card. But you still should be on your guard as it is very easy to ruin your perfect credit history. You should weigh your every financial decision, like opening a new credit card or closing some of your credit accounts, to make sure it won't hurt your credit. And if you have questions or doubts, you can always ask them by submitting our help form.
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Best
CREDIT CARDS FROM OUR PARTNERS
Best
CREDIT CARDS FROM OUR PARTNERS
Earn 20,000 bonus points after you spend $1,500 in purchases with your card within 3 months of account opening; redeemable for $200 in gift cards at thankyou.com
on Citi's secure website
For a limited time, earn 75,000 bonus ThankYou® Points after spending $4,000 in the first 3 months of account opening, redeemable for $750 in gift cards or travel rewards at thankyou.com.
on Citi's secure website
3% unlimited cash back on Gas, Groceries, Health, Streaming, and Utilities and unlimited 1% cash back on all other purchases
† Credit scores are used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any credit card product. Credit-Land.com uses a FICO® Score, which is one of many different types of credit scores. A creditor may use a different score when deciding whether to approve you for credit.