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FAQs Category: Excellent Credit
When you reach excellent credit, you are free to choose any credit card. But you still should be on your guard as it is very easy to ruin your perfect credit history. You should weigh your every financial decision, like opening a new credit card or closing some of your credit accounts, to make sure it won't hurt your credit. And if you have questions or doubts, you can always ask them by submitting our help form.
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0% Intro APR for 18 months on purchases from date of account opening and 0% Intro APR for 18 months on balance transfers from date of first transfer. After that the variable APR will be 14.74% - 24.74%, based on your creditworthiness. Balance transfers must be completed within 4 months of account opening.
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† Credit scores are used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any credit card product. Credit-Land.com uses a FICO® Score, which is one of many different types of credit scores. A creditor may use a different score when deciding whether to approve you for credit.