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FAQs Category: Excellent Credit
When you reach excellent credit, you are free to choose any credit card. But you still should be on your guard as it is very easy to ruin your perfect credit history. You should weigh your every financial decision, like opening a new credit card or closing some of your credit accounts, to make sure it won't hurt your credit. And if you have questions or doubts, you can always ask them by submitting our help form.
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CREDIT CARDS FROM OUR PARTNERS
0% Intro APR for 18 months on purchases from date of account opening and 0% Intro APR for 18 months on balance transfers from date of first transfer. After that the variable APR will be 14.74% - 24.74%, based on your creditworthiness. Balance transfers must be completed within 4 months of account opening.
on Citi's secure website
0% Intro APR on Purchases for 12 months; after that the variable APR will be 12.90% – 22.90% (V), based on your creditworthiness