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Yes, points earned on a MAPCO MY Rewards Card expire after 9 months of account inactivity. If you need a credit card with rewards that do not expire, consider getting a regular credit card with rewards that are offered by major banks. A good example of regular credit card is the Discover it® Cash Back credit card. You can earn 5% cash back on everyday purchases at different places each quarter like Amazon.com, grocery stores, restaurants, gas stations and when you pay using PayPal, up to the quarterly maximum when you activate. All other purchases earn unlimited 1% cash back.