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There is no credit check involved in getting a standard debit card, and because you need a PIN to use one, your transactions are relatively secure. Debit cards also make managing your account easy, since you can monitor the activity online. You can fill out an application online and once the issuer verifies your identity, they'll send you a card in the mail. You might also want to browse through the options from our partners to decide which debit card suits you best.