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You can apply for a consumer credit card like the Credit One Bank® Platinum Visa® with Cash Back Rewards. This is an unsecured credit card with cash back rewards program. The annual fee and interest rate will be determined by the issuer based on your creditworthiness. The card activity is reported to the major credit bureaus, so you will be able to improve your credit history. When you start your business and have a better score, you can apply for a business credit card.