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Certificates of Deposit offer distinct advantages over regular savings accounts. Firstly, they typically provide higher interest rates, which means your money can grow more significantly over the CD's fixed term. This can be especially beneficial for savers looking for low-risk, steady growth. Additionally, CDs offer predictability and security because the interest rate is fixed for the entire term. However, it's important to note that they come with restrictions on withdrawals. To get the most out of a CD, you should choose a term that aligns with your financial goals. On our website, you can explore different CD options to find the one that suits your needs.