What card can I apply for with excellent credit? - Good Credit FAQ


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Credit Card Applications » Questions » FAQs » Good Credit » What card can I apply for with excellent credit?

What card can I apply for with excellent credit?

Answered on | Updated on February 8th, 2013
The content is accurate at the time of publication and is subject to change.

If your credit score is above 720, then your credit isn’t just good – it’s excellent. The very best credit cards are available to you, including:

  • Cards with VIP perks like concierge service
  • Cards with big sign-on bonuses
  • High-value rewards credit cards

You have excellent credit because you know how to manage your money, so consider this: a card with a high annual fee may actually be well worth the money. Some cards, like the American Express Platinum Card, have steep annual fees (that one is $450) but only people with the very highest credit scores can get them. If you’re wondering why you’d want to pay an annual fee, consider how valuable the credit card rewards are.

American Express Membership Rewards points can be transferred to your preferred frequent flyer program and used to get free flights, making them worth much more than the annual fee you pay. Their outstanding concierge service can save you time and hassle by making restaurant and hotel reservations, securing rental cars, and even shopping for last-minute gifts or helping with other errands. So consider a card with a high annual fee if you would like or need these kinds of services.

Bottom line – you can get interest-free purchases and balance transfers, big rewards, and bonuses with your excellent credit score. Shop around and find the perfect card – the choice is yours.

Disclaimer: This editorial content is not provided or commissioned by the credit card issuer(s). Opinions expressed here are the author's alone, not those of the credit card issuer(s), and have not been reviewed, approved or otherwise endorsed by the credit card issuer(s). Reasonable efforts are made to present accurate information, however all information is presented without warranty. Consult a card's issuing bank for the terms & conditions.
All rates and fees, and other terms and conditions of the products mentioned in this article/post are actual as of the last update date but are subject to change. See the current products' Terms & Conditions on the issuing banks' websites.
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