Best Alternatives to RaceTrac Credit Card from our partners
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Gas Credit Cards for RaceTrac Clients
RaceTrac is a chain of retail gasoline convenience stores that offers some of the cheapest prices on gas in twelve Southeastern states. It also offers its loyal customers the opportunity to save on routine gas purchases whenever they pay with a special gas rewards credit card.
This card awards you rebates on each gas purchase, which you can then redeem for discounts on RaceTrac petroleum! You can also choose to receive your rebates as a gift card or as a credit to your bank account. Is there a better way to benefit from gas spending?
Apply for a gasoline rewards credit card online and start fighting ever-rising gas prices! On top of generous rebates, you'll also benefit from low APRs, no fees and other great features.
NB! 1% cash back is 2.48¢; savings per gallon at current gas prices (2% cash back ~ 4.97¢/gal and 5% cash back ~ 12.4¢/gal).**
Excellent, Good Credit
Key Feature:
Earn 5% cash back at different places each quarter like gas stations, grocery stores, restaurants, Amazon.com and more up to the quarterly maximum, each time you activate. Summary of Card Features:
Earn 5% cash back at different places each quarter like gas stations, grocery stores, restaurants, Amazon.com and more up to the quarterly maximum, each time you activate. Summary of Card Features:
- INTRO OFFER: Discover will match ALL the cash back you've earned at the end of your first year, automatically. There's no signing up. And no limit to how much is matched.
- Earn 5% cash back at different places each quarter like gas stations, grocery stores, restaurants, Amazon.com and more up to the quarterly maximum, each time you activate.
- Plus, earn unlimited 1% cash back on all other purchases - automatically.
- Redeem cash back any amount, any time. Rewards never expire.
- Use your rewards at Amazon.com checkout.
- Receive FREE Social Security number alerts-Discover will monitor thousands of risky websites when you sign up.
- No annual fee.
- Click "APPLY NOW" to see rates, rewards, FICO® Credit Score terms, Cashback Match™ details & other information.
Card Features:
| Intro APR on Bal. Tr. | 0% (14 months) |
| Intro APR on Purch. | 0% (14 months) |
| Regular APR | 14.24% - 25.24% Variable |
| Annual Fee | $0 |
| Balance Transfer Fee | 3% |
Our Expert Opinion
- INTRO OFFER: Discover will match ALL the cash back you've earned at the end of your first year, automatically. There's no signing up. And no limit to how much is matched.
- Earn 5% cash back at different places each quarter like gas stations, grocery stores, restaurants, Amazon.com and more up to the quarterly maximum, each time you activate.
- Plus, earn unlimited 1% cash back on all other purchases - automatically.
See card details
Excellent, Good Credit
Key Feature:
Introducing the New Citi Rewards+℠ Card - the only credit card that automatically rounds up to the nearest 10 points on every purchase - with no cap Summary of Card Features:
Introducing the New Citi Rewards+℠ Card - the only credit card that automatically rounds up to the nearest 10 points on every purchase - with no cap Summary of Card Features:
- Introducing the New Citi Rewards+℠ Card - the only credit card that automatically rounds up to the nearest 10 points on every purchase - with no cap
- Earn 15,000 bonus points after you spend $1,000 in purchases with your card within 3 months of account opening; redeemable for $150 in gift cards at thankyou.com
- 0% Intro APR on balance transfers and purchases for 12 months. After that, the variable APR will be 15.74% - 25.74%, based on your creditworthiness.
- Earn 2X ThankYou® Points at Supermarkets and Gas Stations for the first $6,000 per year and then 1X Points thereafter. Plus, earn 1X Points on All Other Purchases.
- Get 10% Points Back for the first 100,000 ThankYou® Points you redeem per year
Card Features:
| Intro APR on Bal. Tr. | 0% 12 months on Balance Transfers |
| Intro APR on Purch. | 0% 12 months on Purchases |
| Regular APR | 15.74% - 25.74% (Variable) |
| Annual Fee | $0 |
| Balance Transfer Fee | 3% of each balance transfer; $5 minimum. |
Our Expert Opinion
- Points round up.
- Promo APR on balance transfers and purchases.
- No annual fee.
- Balance transfer fees.
See card details
Excellent, Good Credit
Key Feature:
INTRO OFFER: Discover will match ALL the Miles you've earned at the end of your first year, automatically. For example, if you earn 30,000 Miles, you get 60,000 Miles. That's $600 towards travel! Summary of Card Features:
INTRO OFFER: Discover will match ALL the Miles you've earned at the end of your first year, automatically. For example, if you earn 30,000 Miles, you get 60,000 Miles. That's $600 towards travel! Summary of Card Features:
- INTRO OFFER: Discover will match ALL the Miles you've earned at the end of your first year, automatically. For example, if you earn 30,000 Miles, you get 60,000 Miles. That's $600 towards travel!
- Earn unlimited 1.5x Miles for every dollar spent on all purchases all with no annual fee.
- No Blackout Dates - fly any airline, stay at any hotel.
- Redeem your Miles as a statement credit towards travel purchases.
- Freeze your account in seconds with an on/off switch either on the mobile app or website to prevent new purchases, cash advances, and balance transfers.
- Get your free Credit Scorecard with your FICO® Credit Score, number of recent inquiries and more.
- Receive FREE Social Security number alerts-Discover will monitor thousands of risky websites when you sign up.
- No Annual Fee.
- Click "APPLY NOW" to see rates, rewards, FICO® Credit Score terms, Discover Match™ details & other information.
Card Features:
| Intro APR on Bal. Tr. | 10.99% (14 months) |
| Intro APR on Purch. | 0% (14 months) |
| Regular APR | 14.24% - 25.24% Variable |
| Annual Fee | $0 |
| Balance Transfer Fee | 3% |
Our Expert Opinion
- INTRO OFFER: Discover will match ALL the Miles you've earned at the end of your first year, automatically. For example, if you earn 30,000 Miles, you get 60,000 Miles. That's $600 towards travel!
- Earn unlimited 1.5x Miles for every dollar spent on all purchases all with no annual fee.
- No Blackout Dates - fly any airline, stay at any hotel.
See card details
Excellent, Good Credit
Key Feature:
INTRO OFFER: Discover will match ALL the cash back you've earned at the end of your first year, automatically. There's no signing up. And no limit to how much is matched. Summary of Card Features:
INTRO OFFER: Discover will match ALL the cash back you've earned at the end of your first year, automatically. There's no signing up. And no limit to how much is matched. Summary of Card Features:
- INTRO OFFER: Discover will match ALL the cash back you've earned at the end of your first year, automatically. There's no signing up. And no limit to how much is matched.
- Earn 2% cash back at gas stations and restaurants on up to $1,000 in combined purchases each quarter. Plus, earn unlimited 1% cash back on all other purchases - automatically.
- Redeem your cash back for any amount, any time. Cash rewards never expire.
- 100% U.S. based customer service.
- Get your free Credit Scorecard with your FICO® Credit Score, number of recent inquiries and more.
- Receive FREE Social Security number alerts-Discover will monitor thousands of risky websites when you sign up.
- No annual fee.
- Click "APPLY NOW" to see rates, rewards, FICO® Credit Score terms, Cashback Match™ details & other information.
Card Features:
| Intro APR on Bal. Tr. | 0% (14 months) |
| Intro APR on Purch. | 0% (14 months) |
| Regular APR | 14.24% - 25.24% Variable |
| Annual Fee | $0 |
| Balance Transfer Fee | 3% |
Our Expert Opinion
- INTRO OFFER: Discover will match ALL the cash back you've earned at the end of your first year, automatically. There's no signing up. And no limit to how much is matched.
- Earn 2% cash back at gas stations and restaurants on up to $1,000 in combined purchases each quarter. Plus, earn unlimited 1% cash back on all other purchases - automatically.
- Redeem your cash back for any amount, any time. Cash rewards never expire.
See card details
Excellent Credit
Key Feature:
Earn 50,000 bonus ThankYou® Points after you spend $4,000 in purchases within the first 3 months of account opening Summary of Card Features:
Earn 50,000 bonus ThankYou® Points after you spend $4,000 in purchases within the first 3 months of account opening Summary of Card Features:
- Earn 50,000 bonus ThankYou® Points after you spend $4,000 in purchases within the first 3 months of account opening
- Earn 3 points per $1 spent on travel including gas stations
- Earn 2 points per $1 spent at restaurants and on entertainment
- Earn 1 point per $1 spent on all other purchases
- 50,000 Points are redeemable for $625 in airfare on any airline, anytime with no blackout dates when booked through the ThankYou® Travel Center, or $500 in gift cards when redeemed at thankyou.com
- No expiration and no limit to the amount of points you can earn with this card
- Points Transfer allows you to transfer points to participating airline loyalty programs
- No Foreign Transaction Fees on purchases
Card Features:
| Intro APR on Bal. Tr. | N/A |
| Intro APR on Purch. | N/A |
| Regular APR | 16.74% - 25.74% (Variable) |
| Annual Fee | $95, waived for first 12 months |
| Balance Transfer Fee | 3% of each balance transfer; $5 minimum. |
Our Expert Opinion
- Annual fee is waived for the first year.
- Points do not expire.
- No Foreign Transaction Fees.
- Earn ThankYou® Points on card purchases.
- Annual Fee: $95, waived for first 12 months.
See card details
Excellent, Good Credit
Key Feature:
Earn 50,000 American Airlines AAdvantage® bonus miles after $2,500 in purchases within the first 3 months of account opening* Summary of Card Features:
Earn 50,000 American Airlines AAdvantage® bonus miles after $2,500 in purchases within the first 3 months of account opening* Summary of Card Features:
- Earn 50,000 American Airlines AAdvantage® bonus miles after $2,500 in purchases within the first 3 months of account opening*
- Earn 2 AAdvantage® miles for every $1 spent at gas stations*
- Earn 2 AAdvantage® miles for every $1 spent at restaurants*
- Earn 2 AAdvantage® miles for every $1 spent on eligible American Airlines purchases*
- Earn a $100 American Airlines Flight Discount after you spend $20,000 or more in purchases during your cardmembership year and renew your card*
- No Foreign Transaction Fees*
- First checked bag is free on domestic American Airlines itineraries for you and up to four companions traveling with you on the same reservation*
- Enjoy preferred boarding on American Airlines flights*
- Receive 25% savings on inflight food and beverage purchases when you use your card on American Airlines flights*
Card Features:
| Intro APR on Bal. Tr. | N/A |
| Intro APR on Purch. | N/A |
| Regular APR | 18.24% - 26.24%* (Variable) |
| Annual Fee | $99, waived for first 12 months* |
| Balance Transfer Fee | 3% of each balance transfer; $5 minimum. |
Our Expert Opinion
- Earn American Airlines AAdvantage® bonus miles.
- 25% savings on inflight food and beverage purchases*
- No Foreign Transaction Fees*
- Annual fee is $99, waived for first 12 months*.
See card details
Key Feature:
Qualified applicants will enjoy benefits including 1% cash back rewards on all purchases, no annual fee, and a competitive APR. Terms apply Summary of Card Features:
Qualified applicants will enjoy benefits including 1% cash back rewards on all purchases, no annual fee, and a competitive APR. Terms apply Summary of Card Features:
- Qualified applicants will enjoy benefits including 1% cash back rewards on all purchases, no annual fee, and a competitive APR. Terms apply
- CreditOneBank.com and the Credit One Bank mobile app makes it easy to access and manage all your account information and make payments whether you’re at home or on-the-go.
- Zero Fraud Liability protects you if your card is ever lost or stolen. Rest easy knowing you won't be held responsible for unauthorized charges.
- Use your Apple device to make purchases securely through Apple Pay®. Apple Pay is a registered trademark of Apple, Inc.
- Keep an eye on your credit information with free online access to your Experian credit score. Terms apply.
- Get access to billing statements online when you Go Paperless. Enjoy quicker access to your account documents without the hassle of having to wait ‘til they arrive in the mail.
Card Features:
| Intro APR on Bal. Tr. | N/A |
| Intro APR on Purch. | N/A |
| Regular APR | 20.24%-26.24% Variable |
| Annual Fee | $0 - $99 |
| Balance Transfer Fee | N/A |
Our Expert Opinion
- 1% cash back rewards on all purchases.
- Zero Fraud Liability.
- Free online access to your Experian credit score.
- Annual fee between $0 and $99.
See card details
Excellent, Good Credit
Key Feature:
Earn 2% cash back on purchases: 1% when you buy plus 1% as you pay Summary of Card Features:
Earn 2% cash back on purchases: 1% when you buy plus 1% as you pay Summary of Card Features:
- Earn 2% cash back on purchases: 1% when you buy plus 1% as you pay
- Balance Transfers do not earn cash back
- 0% Intro APR on Balance Transfers for 18 months. After that, the variable APR will be 15.74% - 25.74% based on your creditworthiness*
- Click 'Apply Now' to see the applicable balance transfer fee and how making a balance transfer impacts interest on purchases
- No categories to track, no caps on cash back, no annual fee*
Card Features:
| Intro APR on Bal. Tr. | 0% 18 months on Balance Transfers* |
| Intro APR on Purch. | N/A |
| Regular APR | 15.74% - 25.74%* (Variable) |
| Annual Fee | $0* |
| Balance Transfer Fee | 3% of each balance transfer; $5 minimum. |
Our Expert Opinion
- 0% Intro APR on Balance Transfers for 18 months*
- Earn cash back as you pay for your purchases
- No annual fee*
- Balance transfer fee applies
See card details
Please refer to issuer's website
Key Feature:
No Annual Fee, earn cash back, and build your credit with responsible use. Summary of Card Features:
No Annual Fee, earn cash back, and build your credit with responsible use. Summary of Card Features:
- No Annual Fee, earn cash back, and build your credit with responsible use.
- It's a real credit card. You can build a credit history with the three major credit bureaus. Generally, debit and prepaid cards can't help you build a credit history.
- Establish your credit line by providing a refundable security deposit from $200-$2500 after being approved. Bank information must be provided when submitting your deposit.
- Automatic reviews starting at 8 months to see if we can transition you to an unsecured line of credit and return your deposit.
- 2% cash back at gas stations and restaurants on up to $1,000 in combined purchases every quarter, automatically. Plus, earn unlimited 1% cash back on all other purchases.
- Get 100% U.S. based customer service & get your free Credit Scorecard with your FICO® Credit Score
- We automatically match all the cash back you've earned at the end of your first year.
- Receive FREE Social Security number alerts-Discover will monitor thousands of risky websites when you sign up.
- Click "APPLY NOW" to see rates, rewards, FICO® Credit Score terms, Cashback Match™ details & other information.
Card Features:
| Intro APR on Bal. Tr. | 10.99% (6 months) |
| Intro APR on Purch. | N/A |
| Regular APR | 25.24% Variable |
| Annual Fee | $0 |
| Balance Transfer Fee | 3% |
Our Expert Opinion
- No Annual Fee, earn cash back, and build your credit with responsible use.
- It's a real credit card. You can build a credit history with the three major credit bureaus. Generally, debit and prepaid cards can't help you build a credit history.
- Establish your credit line by providing a refundable security deposit from $200-$2500 after being approved. Bank information must be provided when submitting your deposit.
See card details
Good Credit
Key Feature:
Earn 2,500 bonus points after you spend $500 in purchases with your card within 3 months of account opening; redeemable for a $25 gift card at thankyou.com Summary of Card Features:
Earn 2,500 bonus points after you spend $500 in purchases with your card within 3 months of account opening; redeemable for a $25 gift card at thankyou.com Summary of Card Features:
- Introducing the New Citi Rewards+℠ Student Card - the only credit card that automatically rounds up to the nearest 10 points on every purchase - with no cap
- Earn 2,500 bonus points after you spend $500 in purchases with your card within 3 months of account opening; redeemable for a $25 gift card at thankyou.com
- 0% Intro APR on purchases for 7 months. After that, the variable APR will be 16.74% - 26.74%, based on your creditworthiness
- Earn 2X ThankYou® Points at Supermarkets and Gas Stations for the first $6,000 per year and then 1X Points thereafter. Plus, earn 1X Points on All Other Purchases.
- Get 10% Points Back for the first 100,000 ThankYou® Points you redeem per year
- No annual fee
Card Features:
| Intro APR on Bal. Tr. | N/A |
| Intro APR on Purch. | 0% 7 months on Purchases |
| Regular APR | 16.74% - 26.74% (Variable) |
| Annual Fee | $0 |
| Balance Transfer Fee | 4% of each balance transfer; $5 minimum. |
Our Expert Opinion
- Round up to the nearest 10 points.
- Promo APR on purchases.
- No annual fee.
- No promo rate on balance transfers.
See card details
Fair Credit
Key Feature:
Earn 5% cash back at different places each quarter like gas stations, grocery stores, restaurants, Amazon.com and more up to the quarterly maximum, each time you activate. Plus, earn unlimited 1% cash back on all other purchases – automatically. Summary of Card Features:
Earn 5% cash back at different places each quarter like gas stations, grocery stores, restaurants, Amazon.com and more up to the quarterly maximum, each time you activate. Plus, earn unlimited 1% cash back on all other purchases – automatically. Summary of Card Features:
- INTRO OFFER: Discover will match ALL the cash back you've earned at the end of your first year, automatically. There's no signing up. And no limit to how much is matched.
- Earn 5% cash back at different places each quarter like gas stations, grocery stores, restaurants, Amazon.com and more up to the quarterly maximum, each time you activate. Plus, earn unlimited 1% cash back on all other purchases – automatically.
- Good Grades Rewards: $20 statement credit each school year your GPA is 3.0 or higher for up to the next 5 years.
- No annual fee. No late fee on first late payment. No APR change for paying late.
- Get 100% U.S. based customer service & get your free Credit Scorecard with your FICO® Credit Score, number of recent inquiries and more.
- Freeze It® on/off switch for your account that prevents new purchases, cash advances & balance transfers in seconds.
- Receive FREE Social Security number alerts-Discover will monitor thousands of risky websites when you sign up.
- 0% intro APR on purchases for 6 months, then the standard variable purchase APR of 15.24% - 24.24%.
- Click "APPLY NOW" to see rates, rewards, FICO® Credit Score terms, Cashback Match™ details & other information.
Card Features:
| Intro APR on Bal. Tr. | 10.99% (6 months) |
| Intro APR on Purch. | 0% (6 months) |
| Regular APR | 15.24% - 24.24% Variable |
| Annual Fee | $0 |
| Balance Transfer Fee | 3% |
Our Expert Opinion
- INTRO OFFER: Discover will match ALL the cash back you've earned at the end of your first year, automatically. There's no signing up. And no limit to how much is matched.
- Earn 5% cash back at different places each quarter like gas stations, grocery stores, restaurants, Amazon.com and more up to the quarterly maximum, each time you activate. Plus, earn unlimited 1% cash back on all other purchases – automatically.
- Good Grades Rewards: $20 statement credit each school year your GPA is 3.0 or higher for up to the next 5 years.
See card details
Credit Card Applications for RaceTrac
On this page, we provide online credit card applications for those looking to save on Race Trac fuel. Anyone with good-to-excellent credit score can apply online and get approved for a gas rewards credit card from a major company. As a qualifying customer, you'll also get access to a full range of benefits and conveniences, as well as the lucrative gas rebates program.
If you've been looking for the tempting combination of the lowest interest rates with unlimited gas rewards, then this card is right for you. You'll earn free cash on each gas gallon while saving with a low APR and no annual fee! Besides, this gas credit offer does not restrict you to RaceTrac locations only, which means that you can earn rebates on gas purchases at all gas stations in your area.
Plus, you'll also earn some rebates on eligible purchases that are not related to gas and auto maintenance. However, eligible purchases do not include balance transfers, cash advances and other similar transactions. Please note that to be eligible to earn and redeem the maximum gas rewards, you'll need to follow the reward program rules which you can review online before applying, and which are usually sent to you along with your card.
Gas Rewards Video
Gas Rewards Credit Cards: Get Up to 5% Rebate
May 06, 2015
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** The calculation is based on average gas prices (which is $2.486 for regular gas as of January 2018). Savings may vary. This calculation is for informational purposes only.