Earning 3% Cash Back With the Chase Freedom Unlimited... - Products News


Credit-Land.com is an independent, advertising-supported web site. Credit-Land.com receives compensation from most credit card issuers whose offers appear on our site. Compensation from our advertising partners impacts how and where their products appear on our site, including, for example, the order in which they may appear within review lists. Credit-Land.com has not reviewed all available credit card offers in the marketplace.

Credit Card Applications » News » Products » Earning 3% Cash Back With the Chase Freedom Unlimited Credit Card

Earning 3% Cash Back With the Chase Freedom Unlimited Credit Card

Earning 3% Cash Back With the Chase Freedom Unlimited Credit Card
The content is accurate at the time of publication and is subject to change.

With the Chase Freedom Unlimited new cardholders can now earn 3% cash back on any purchase, whether they are paying for a latte, airline tickets or anything else. In order to get the 3% back, people must apply for the card in person at a Chase Bank. Once they are approved for this card they will get the enhanced earning power for the first year they have their new card.

During that first year, they get the 3% back on up to $20,000 in purchases, after they reach that benchmark they will begin earning the usual 1.5% cash back all cardholders earn. At the 1.5% rate, they can earn unlimited cash back on all purchases.

It is important to note that people who apply online are not eligible for the enhanced rewards structure. That said people who apply in person cannot get the $150 signup bonus that new cardholder gets when they apply online. They get the $150 bonus once they spend $500 on their card during the first three months they have their card.

What does this mean in terms of dollars and cents? People who spend $20,000 with their new Chase Freedom Unlimited card and apply in person earn $600 in cash back, while those who go for the online offer and the bonus would earn $450.

The card details

With the Chase Freedom Unlimited Credit card, there is no annual fee. New cardholders can also get access to the promotional 0% interest perk that comes along with this card. How does it work? Good question. Cardholders pay zero interest on purchases for 15 months and they also get the 0% intro APR on balance transfers for 15 months. After the 15 months are up the interest rate is typically somewhere between 17.24% and 25.99%.

This card also comes with a variety of benefits including Credit Journey giving them unlimited access to their credit score and other extras. They also get Zero Liability Protection, Purchase Protection, and Extended Warranty.

Disclaimer: This editorial content is not provided or commissioned by the credit card issuer(s). Opinions expressed here are the author's alone, not those of the credit card issuer(s), and have not been reviewed, approved or otherwise endorsed by the credit card issuer(s). Reasonable efforts are made to present accurate information, however all information is presented without warranty. Consult a card's issuing bank for the terms & conditions.
All rates and fees, and other terms and conditions of the products mentioned in this article/post are actual as of the last update date but are subject to change. See the current products' Terms & Conditions on the issuing banks' websites.
Add to Favorites:

Related News:

New Categories for Chase Freedom Cardholders
New Categories for Chase Freedom Cardholders

Posted: March 21, 2019

Four times a year people with the Chase Freedom Credit Card can earn enhanced rewards in key areas, and they have just announced the new categories. This coming quarter cardholders earn 5% cash back when they shop for groceries or at a… Continue reading

Getting 3% Back With the Freedom Unlimited Credit Card
Getting 3% Back With the Freedom Unlimited Credit Card

Posted: April 11, 2019

As people who already have the Freedom Unlimited Credit card probably already know, in the past Chase has offered cardholders a $150 bonus as long as they spent $500 during the first 90 days they had their new card. But times are changing… Continue reading

Next Quarters Bonus Options are Up For The Chase Freedom Credit Card
Next Quarters Bonus Options are Up For The Chase Freedom Credit Card

Posted: June 27, 2019

The Chase Freedom credit has gone live with their new bonus categories. This coming quarter people will be able to earn 5% back when they hit the gas station, as well as when they make purchases with a variety of streaming services. What… Continue reading

Get the latest news, articles and expert advice delivered to your inbox. It's FREE.
Perfect credit not required for approval; we may approve you when others won’t
For Fair/Bad Credit
You've successfully subscribed!

Please specify the following:All these fields are optional

Your Credit History
Themes you are interested in:

By providing this information you help us make our news letters more useful and informative. Thank you!