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The information for the Citi Double Cash® Card offer may be out-of-date. The current card details are the following:

    • Earn $200 cash back after you spend $1,500 on purchases in the first 6 months of account opening. This bonus offer will be fulfilled as 20,000 ThankYou® Points, which can be redeemed for $200 cash back.
    • Earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases. To earn cash back, pay at least the minimum due on time.
      Plus, for a limited time, earn 5% total cash back on hotel, car rentals and attractions booked on the Citi Travel℠ portal through 12/31/24.
    • Redeem your points for cash back as a statement credit, direct deposit or check. Or explore other ways to redeem points including for gift cards, travel and Shop with Points at Amazon.comµ
News: Money Magazine Names Best Credit Card Picks - Credit-Land.com

The October issue of Money Magazine has once again named their picks for the best credit cards of 2015-2016, and cards from Citi, a Credit-Land.com advertising partner, Discover, and Barclays have taken top honors in the cash back, shopping, and travel categories.

Fourteen cards were deemed best-in-class, in categories like best cash back card, best frequent flyer card, best hotel rewards card, best card for carrying a balance, best card for students, and best business credit cards. They considered factors like introductory and ongoing interest rates, sign-up bonuses, fees, and reward offerings.

Here's the rundown on Money's choices, along with key features of each:

  • Citi Double Cash® Card - best cash back card, with great balance transfer offer, no annual fee, and 2% cash back on all purchases: 1% when you buy and 1% as you make payments for those purchases.
  • Discover it® Cash Back - best online shopping card, with 0% introductory APR on purchases and balance transfers for 15 months (after that the ongoing APR of 18.24% - 28.24% Variable APR will apply), no annual fee, and Earn 5% cash back on everyday purchases at different places you shop each quarter like grocery stores, restaurants, gas stations, and more, up to the quarterly maximum when you activate..
  • American Express Blue Cash Preferred - best for maximizing cash back, with 0% APR on purchases and balance transfers for 15 months, a $75 annual fee, and 6% cash back on up to $6,000 in grocery store purchases.
  • Starwood Preferred Guest - best hotel rewards card, with an annual fee of $95 and a sign-up bonus of 25,000 points after spending $3,000 in the first 90 days.
  • Northwest FCU FirstCard - best student card, with no annual fee, an ongoing APR of 10%, and a fixed credit limit of $1,000 designed to keep students from getting too deep into debt.
  • Discover it® Student Chrome - best student cash back card, with no annual fee, a 0% intro APR on purchases for the first 6 months (after that the ongoing APR of 18.24% - 27.24% Variable APR will apply), and Earn 2% cash back at Gas Stations and Restaurants on up to $1,000 in combined purchases each quarter, automatically..
  • Digital Credit Union Visa Platinum - best card for carrying a balance, with an APR starting at 8.5% and no balance transfer fee.
  • Chase Slate - best for balance transfers, with 0% on transfers for the first 15 months and no fee for transfers in the first two months.