ADVERTISING DISCLOSURE
ADVERTISING DISCLOSURE:
Credit-Land.com is an independent, advertising-supported web site. Credit-Land.com receives compensation from most issuers whose offers appear on our site. Compensation from our advertising partners may impact how and where their products appear on our site, including, for example, the order in which they may appear within review lists. Credit-Land.com has not reviewed all available credit card offers in the marketplace.

Top 3 Valentine's Day Date Ideas

The content is accurate at the time of publication and is subject to change.

Valentine's Day is right around the corner, and it's time to plan a date that your sweetheart will never forget. Whether you're celebrating your first February 14th together or adding a spark to a long-term relationship, it's worth being creative. There are numerous ways to show your love. It can be something budget-friendly, or you can splurge a little more to take your significant other for a dreamy getaway.

Here we've come up with three date ideas for couples. These ideas give you enough room to improvise to make them more fun, cute, or romantic. The budget is also up to you: it can be a budget-friendly date, or you can treat your sweetheart to a luxurious Valentine's Day date.

Travel to a Romantic Destination with Your Valentine

Whether it's a little adventure, wellness retreat, or romantic getaway, the destinations below will allow you to find a perfect balance. You can plan a romantic weekend getaway or a whole week for a dreamy adventure with your partner. From wine country to big cities with scenic views to awe-inspiring hiking trails through the Rocky Mountains.

You can find Valentine's Day deals for getaways or plan everything with your partner. Either way, check out travel portals of major banks like Capital One Travel or the Citi Travel® portal to see if they have any special offers or deals. You can also get travel credit cards with travel benefits like complimentary lounge access and rewards to make your getaway smooth and rewarding.

Here are most romantic cities to visit with your Valentine:

  • Paris, France
  • New York City, New York
  • Florence, Italy
  • Tokyo, Japan
  • Rosemary Beach, Florida
  • Wanship and Park City, Utah
  • San Francisco and Napa Valley, California
  • London, England
  • Sedona, Arizona
  • Quebec, Canada

SAVE WITH THE RIGHT CREDIT CARD

Best card to use: Capital One Venture X Rewards Credit Card - Earn unlimited 10X miles on hotels and rental cars booked through Capital One Travel and 5X miles on flights and vacation rentals booked through Capital One Travel.

Bonus Offer: Earn 75,000 bonus miles when you spend $4,000 on purchases in the first 3 months from account opening, equal to $750 in travel

Example:

Round-trip flight to Paris for a couple - $1,400

5-star hotel - $500 per night

Mid-range restaurants - $100 per day

Museum entries and romantic experiences - $60 per day

Total for 4 days: $4,040

Potential savings: $1,025*

Go Out for a Candlelight Dinner at a Restaurant on Valentine's Day

It is always worth treating your significant one to an intimate dinner date at that popular restaurant everyone is dreaming about on February 14. It can be a rooftop restaurant, a restaurant with a Michelin star, or any restaurant that screams highbrow fine dining.

The restaurant reservation may put a lot of pressure on your wallet. Thankfully, there are credit cards with dining rewards that can help you feel more confident. Plus, if you couldn't get a reservation at that special restaurant, there are cards that offer exclusive access to culinary experiences. For example, the Capital One Savor Cash Rewards for Good Credit gives access to Capital One Dining, a portal where you can book prime-time tables at top-tier restaurants.

Here are some Valentine's dinner restaurant ideas to give you some inspiration:

  • Ci Siamo, New York City
  • Imperfecto, Washington, DC
  • Mister Charles, Dallas
  • The Benjamin, Los Angeles
  • Saison, San Francisco
  • RL Restaurant Chicago
  • The Wolf's Tailor, Denver
  • Little Water, Philadelphia, PA
  • Asta, Boston, MA

SAVE WITH THE RIGHT CREDIT CARD

Best card to use: Wells Fargo Active Cash® Card - Earn unlimited 2% rewards on purchases.

Bonus Offer: Earn a $200 cash rewards bonus after spending $500 in purchases in the first 3 months.

Example: A Valentine dinner at Mister Charles, Dallas (for 2 persons) - $400

Potential Savings: $210*

Stay at Home Valentine's Day Date Night

Having a romantic dinner at a posh restaurant is not the only way to show your affection for that special someone. If you do not feel like going out or maybe can't go out, celebrate Valentine's Day at home.

Yes, the idea of staying at home for Valentine's can sound like not celebrating at all, but there are actually plenty of ways to make a stay-in day feel as special as the traditional date night. Here are ideas for stay at home date night:

  • Set up an at-home spa
  • Have an indoor picnic or bundle up in the backyard
  • Relax with a movie marathon or have a game night together
  • Indulge in breakfast in bed or make a romantic dinner together
  • Get crafty or get a book for each other and read together

You can combine these ideas, add your own, or even have your own great ideas for at-home date on Valentine's. To make Valentine's date night even more romantic, order some flowers, buy a box of chocolates, or light up candles. You may also buy Valentine's day gift to add a sprinkle of specialty.

Valentine's day at home can be budget friendly or you can plan decorations, special outfit and meals in advance for a perfect date. Either way, you can put all your expenses on a credit card to earn some cash back toward future date ideas.

Apply for Discover it® Cash Back - Credit-Land.com

Rating 5.0

APPLY NOW

on Discover's secure website

Excellent/Good Credit

our choice

Intro APR on Purchases
0% Intro APR (15 months)
Intro APR on Balance Transfer
0% Intro APR (15 months)
Regular APR
17.49% - 26.49% Variable APR
Balance Transfer Fee
3% intro balance transfer fee, up to 5% fee on future balance transfers (see terms)*
Annual Fee
$0
  • INTRO OFFER: Unlimited Cashback Match for all new cardmembers. Discover will automatically match all the cash back you’ve earned at the end of your first year! There’s no minimum spending or maximum rewards. You could turn $150 cash back into $300.
  • Earn 5% cash back on everyday purchases at different places you shop each quarter like grocery stores, restaurants, gas stations, and more, up to the quarterly maximum when you activate. Plus, earn unlimited 1% cash back on all other purchases.
  • Redeem cash back for any amount. No annual fee.
  • Get a 0% intro APR for 15 months on purchases. Then 17.49% to 26.49% Standard Variable Purchase APR applies, based on credit worthiness.
  • Terms and conditions apply.

our choice

Rewards Bonus

INTRO OFFER: Unlimited Cashback Match for all new cardmembers. Discover will automatically match all the cash back you’ve earned at the end of your first year! There’s no minimum spending or maximum rewards. You could turn $150 cash back into $300.

Rewards

Earn 5% cash back on everyday purchases at different places you shop each quarter like grocery stores, restaurants, gas stations, and more, up to the quarterly maximum when you activate. Plus, earn unlimited 1% cash back on all other purchases.

Redemption Options

Redeem cash back for any amount. No annual fee.

Rewards never expire.µ

0% Intro APR on Purchases and Balance Transfers

Intro APR on Purchases:
0% Intro APR (15 months)

Intro APR on Balance Transfers:
0% Intro APR (15 months)

Ongoing APR:
17.49% - 26.49% Variable APR

Balance Transfer Fee:
3% intro balance transfer fee, up to 5% fee on future balance transfers (see terms)*

Apply for Citi Strata℠ Card - Credit-Land.com

Rating 5.0

APPLY NOW

on Citi's secure website

Excellent, Good Credit

our choice

Intro APR on Purchases
0% (15 months on Purchases)
Intro APR on Balance Transfer
0% (15 months on Balance Transfers)
Regular APR
18.49% - 28.49% (Variable)
Balance Transfer Fee
There is an intro balance transfer fee of 3% of each transfer (minimum $5) completed within the first 4 months of account opening. A balance transfer fee of 5% of each transfer ($5 minimum) applies if completed after 4 months of account opening.
Annual Fee
$0
  • Earn 20,000 bonus Points after spending $1,000 in the first 3 months of account opening.
  • 0% Intro APR on balance transfers and purchases for 15 months; after that, the variable APR will be 18.49% - 28.49%, based on your creditworthiness. There is an intro balance transfer fee of 3% of each transfer (minimum $5) completed within the first 4 months of account opening. After that, your fee will be 5% of each transfer (minimum $5).
  • Earn 3 ThankYou® Points for each $1 spent in an eligible Self-Select Category of your choice (Fitness Clubs, Select Streaming Services, Live Entertainment, Cosmetic Stores/Barber Shops/Hair Salons, or Pet Supply Stores). Choose your eligible Self-Select Category on Citi Online or by calling customer service. The default Self-Select Category is Select Streaming Services.
  • Earn 5 ThankYou® Points for each $1 spent on Hotels, Car Rentals and Attractions booked on Citi Travel® via cititravel.com; earn 3 ThankYou Points for each $1 spent at Supermarkets, on Select Transit purchases, and at Gas & EV Charging Stations.
  • Earn 2 ThankYou® Points for each $1 spent at Restaurants; earn 1 ThankYou® Point for each $1 spent on All Other Purchases.
  • No Annual Fee

our choice

20,000 ThankYou® Points

Earn 20,000 bonus Points after spending $1,000 in the first 3 months of account opening.

Rewards

Earn 3 ThankYou® Points for each $1 spent in an eligible Self-Select Category of your choice (Fitness Clubs, Select Streaming Services, Live Entertainment, Cosmetic Stores/Barber Shops/Hair Salons, or Pet Supply Stores). Choose your eligible Self-Select Category on Citi Online or by calling customer service. The default Self-Select Category is Select Streaming Services.

Earn 5 ThankYou® Points for each $1 spent on Hotels, Car Rentals and Attractions booked on Citi Travel® via cititravel.com; earn 3 ThankYou Points for each $1 spent at Supermarkets, on Select Transit purchases, and at Gas & EV Charging Stations.

Earn 2 ThankYou® Points for each $1 spent at Restaurants; earn 1 ThankYou® Point for each $1 spent on All Other Purchases.

Redemption Options

Redeem ThankYou® Points for gift cards, travel rewards, shop with points and moreµ

Your Points won't expire.µ

0% Intro APR on Purchases and Balance Transfers

Intro APR on Purchases:
0% (15 months on Purchases)

Intro APR on Balance Transfers:
0% (15 months on Balance Transfers)

Ongoing APR:
18.49% - 28.49% (Variable)

Balance Transfer Fee:
There is an intro balance transfer fee of 3% of each transfer (minimum $5) completed within the first 4 months of account opening. A balance transfer fee of 5% of each transfer ($5 minimum) applies if completed after 4 months of account opening.

Apply for Discover it® Miles - Credit-Land.com

Rating 5.0

APPLY NOW

on Discover's secure website

Excellent/Good Credit

our choice

Intro APR on Purchases
0% Intro APR (15 months)
Intro APR on Balance Transfer
0% Intro APR (15 months)
Regular APR
17.49% - 26.49% Variable APR
Balance Transfer Fee
3% intro balance transfer fee, up to 5% fee on future balance transfers (see terms)*
Annual Fee
$0
  • UNLIMITED BONUS: Unlimited Mile-for-Mile match for all new cardmembers. Discover gives you an unlimited match of all the Miles you’ve earned at the end of your first year. There’s no signing up, no minimum spending or maximum rewards. Just a Miles-for-Miles match. You could turn 35,000 Miles into 70,000 Miles.
  • Automatically earn unlimited 1.5x Miles on every dollar of every purchase
  • No annual fee.
  • Turn Miles into cash. Or redeem as a statement credit for your travel purchases like airfare, hotels, rideshares, gas stations, restaurants, and more.
  • 0% intro APR for 15 months on purchases. Then 17.49% to 26.49% Standard Variable Purchase APR will apply.
  • Terms and conditions apply.

our choice

Rewards Bonus

UNLIMITED BONUS: Unlimited Mile-for-Mile match for all new cardmembers. Discover gives you an unlimited match of all the Miles you’ve earned at the end of your first year. There’s no signing up, no minimum spending or maximum rewards. Just a Miles-for-Miles match. You could turn 35,000 Miles into 70,000 Miles.

Rewards

Automatically earn unlimited 1.5x Miles on every dollar of every purchase

Redemption Options

Turn Miles into cash. Or redeem as a statement credit for your travel purchases like airfare, hotels, rideshares, gas stations, restaurants, and more.

Rewards never expire.µ

0% Intro APR on Purchases and Balance Transfers

Intro APR on Purchases:
0% Intro APR (15 months)

Intro APR on Balance Transfers:
0% Intro APR (15 months)

Ongoing APR:
17.49% - 26.49% Variable APR

Balance Transfer Fee:
3% intro balance transfer fee, up to 5% fee on future balance transfers (see terms)*

Apply for Wells Fargo Autograph® Card - Credit-Land.com

Rating 4.7

APPLY NOW

Excellent, Good Credit

our choice

Intro APR on Purchases
0% intro APR for 12 months from account opening on purchases
Intro APR on Balance Transfer
N/A
Regular APR
18.49%, 24.49%, or 28.49% Variable APR
Balance Transfer Fee
3% intro for 120 days from account opening, then up to 5%, min: $5
Annual Fee
$0
  • Apply Now to take advantage of this offer and learn more about product features, terms and conditions.
  • Earn 20,000 bonus points when you spend $1,000 in purchases in the first 3 months - that's a $200 cash redemption value.
  • Earn unlimited 3X points on the things that really add up - like restaurants, travel, gas stations, transit, popular streaming services, and phone plans. Plus, earn 1X points on other purchases.
  • $0 annual fee.
  • 0% intro APR for 12 months from account opening on purchases. 18.49%, 24.49%, or 28.49% variable APR thereafter.
  • Up to $600 of cell phone protection against damage or theft. Subject to a $25 deductible.
  • Redeem your rewards points for travel, gift cards, or statement credits. Or shop at millions of online stores and redeem your rewards when you check out with PayPal.
  • Find tickets to top sports and entertainment events, book travel, make dinner reservations and more with your complimentary 24/7 Visa Signature® Concierge.
  • Rates & Fees

our choice

20,000 Points

Earn 20,000 bonus points when you spend $1,000 in purchases in the first 3 months - that's a $200 cash redemption value.

Rewards

Earn unlimited 3X points on the things that really add up - like restaurants, travel, gas stations, transit, popular streaming services, and phone plans. Plus, earn 1X points on other purchases.

Redemption Options

Redeem your rewards points for travel, gift cards, or statement credits. Or shop at millions of online stores and redeem your rewards when you check out with PayPal.

Rewards don't expire as long as the account is open

Intro APR on Purchases

Intro APR on Purchases:
0% intro APR for 12 months from account opening on purchases

Ongoing APR on Purchases:
18.49%, 24.49%, or 28.49% Variable APR

Apply for Capital One VentureOne Rewards Credit Card - Credit-Land.com

Rating 5.0

APPLY NOW

on Capital One's secure website

Excellent, Good Credit

our choice

Intro APR on Purchases
0% intro on purchases (for 15 months)
Intro APR on Balance Transfer
0% intro on balance transfers (for 15 months)
Regular APR
18.49% - 28.49% (Variable)
Balance Transfer Fee
Balance transfer fee applies
Annual Fee
$0
  • Click "APPLY ONLINE" to apply now
  • Earn a bonus of 20,000 miles once you spend $500 on purchases within 3 months from account opening, equal to $200 in travel
  • $0 annual fee and no foreign transaction fees
  • Earn unlimited 1.25X miles on every purchase, every day
  • Miles won't expire for the life of the account and there's no limit to how many you can earn
  • Earn 5X miles on hotels, vacation rentals and rental cars booked through Capital One Travel
  • Use your miles to get reimbursed for any travel purchase—or redeem by booking a trip through Capital One Travel
  • Transfer your miles to your choice of 15+ travel loyalty programs
  • Enjoy 0% intro APR on purchases and balance transfers for 15 months; 18.49% - 28.49% variable APR after that; balance transfer fee applies
  • Top rated mobile app

our choice

20,000 Miles

Earn a bonus of 20,000 miles once you spend $500 on purchases within 3 months from account opening, equal to $200 in travel

Travel Benefits

See termsµ

Rewards

Earn unlimited 1.25X miles on every purchase, every day

Earn 5X miles on hotels, vacation rentals and rental cars booked through Capital One Travel

Use your miles to get reimbursed for any travel purchase—or redeem by booking a trip through Capital One Travel

Transfer your miles to your choice of 15+ travel loyalty programs

Redemption Options

Use your miles to get reimbursed for any travel purchase—or redeem by booking a trip through Capital One Travel. Transfer your miles to your choice of 15+ travel loyalty programs

Miles won't expire for the life of the account and there's no limit to how many you can earn

Apply for Wells Fargo Active Cash® Card - Credit-Land.com

Rating 5.0

APPLY NOW

Excellent, Good Credit

our choice

Intro APR on Purchases
0% intro APR for 12 months from account opening on purchases
Intro APR on Balance Transfer
0% intro APR for 12 months from account opening on qualifying balance transfers
Regular APR
18.49%, 24.49%, or 28.49% Variable APR
Balance Transfer Fee
3% intro for 120 days from account opening, then up to 5%, min: $5
Annual Fee
$0
  • Apply Now to take advantage of this offer and learn more about product features, terms and conditions.
  • Earn a $200 cash rewards bonus after spending $500 in purchases in the first 3 months.
  • Earn unlimited 2% cash rewards on purchases.
  • 0% intro APR for 12 months from account opening on purchases and qualifying balance transfers. 18.49%, 24.49%, or 28.49% variable APR thereafter; balance transfers made within 120 days qualify for the intro rate and fee of 3% then a BT fee of up to 5%, min: $5.
  • $0 annual fee.
  • No categories to track or remember and cash rewards don’t expire as long as your account remains open.
  • Find tickets to top sports and entertainment events, book travel, make dinner reservations and more with your complimentary 24/7 Visa Signature® Concierge.
  • Up to $600 of cell phone protection against damage or theft. Subject to a $25 deductible.
  • Rates & Fees

our choice

$200 Cash Rewards

Earn a $200 cash rewards bonus after spending $500 in purchases in the first 3 months.

Rewards

Earn unlimited 2% cash rewards on purchases.

Redemption Options

Redeem rewards for purchases, credits to your account, gift cards and more.

Cash rewards don't expire as long as your account remains open

Intro APR on Purchases and Balance Transfers

Intro APR on Purchases:
0% intro APR for 12 months from account opening on purchases

Intro APR on Balance Transfers:
0% intro APR for 12 months from account opening on qualifying balance transfers

Ongoing APR:
18.49%, 24.49%, or 28.49% Variable APR

Balance Transfer Fee:
3% intro for 120 days from account opening, then up to 5%, min: $5

Apply for Capital One Venture Rewards Credit Card - Credit-Land.com

Rating 4.4

APPLY NOW

on Capital One's secure website

Excellent, Good Credit

our choice

Intro APR on Purchases
N/A
Intro APR on Balance Transfer
N/A
Regular APR
19.49% - 28.49% (Variable)
Balance Transfer Fee
Balance Transfer Fee applies to balances transferred at a promotional rate
Annual Fee
$95
  • Click "APPLY ONLINE" to apply now
  • LIMITED-TIME OFFER: Enjoy $250 to use on Capital One Travel in your first cardholder year, plus earn 75,000 bonus miles once you spend $4,000 on purchases within the first 3 months from account opening - that’s equal to $1,000 in travel
  • Earn unlimited 2X miles on every purchase, every day
  • Earn 5X miles on hotels, vacation rentals and rental cars booked through Capital One Travel
  • Miles won't expire for the life of the account and there's no limit to how many you can earn
  • Receive up to a $120 credit for Global Entry or TSA PreCheck®
  • Use your miles to get reimbursed for any travel purchase—or redeem by booking a trip through Capital One Travel
  • Enjoy a $50 experience credit and other premium benefits with every hotel and vacation rental booked from the Lifestyle Collection
  • Transfer your miles to your choice of 15+ travel loyalty programs
  • Top rated mobile app

our choice

75,000 towards travel

LIMITED-TIME OFFER: Enjoy $250 to use on Capital One Travel in your first cardholder year, plus earn 75,000 bonus miles once you spend $4,000 on purchases within the first 3 months from account opening - that’s equal to $1,000 in travel

Travel Benefits

Receive up to a $120 credit for Global Entry or TSA PreCheck®

Rewards

Earn 5X miles on hotels, vacation rentals and rental cars booked through Capital One Travel

Earn unlimited 2X miles on every purchase, every day

Receive up to a $120 credit for Global Entry or TSA PreCheck®

Transfer your miles to your choice of 15+ travel loyalty programs

Redemption Options

Use your miles to get reimbursed for any travel purchase—or redeem by booking a trip through Capital One Travel. Transfer your miles to your choice of 15+ travel loyalty programs

Miles won't expire for the life of the account and there's no limit to how many you can earn

Apply for Citi Double Cash® Card - Credit-Land.com

Rating 4.5

APPLY NOW

on Citi's secure website

Excellent, Good Credit

our choice

Intro APR on Purchases
N/A
Intro APR on Balance Transfer
0% (18 months on Balance Transfers)
Regular APR
17.49% - 27.49% (Variable)
Balance Transfer Fee
There is an intro balance transfer fee of 3% of each transfer (minimum $5) completed within the first 4 months of account opening. After that, your fee will be 5% of each transfer (minimum $5)
Annual Fee
$0
  • Earn $200 cash back after you spend $1,500 on purchases in the first 6 months of account opening. This bonus offer will be fulfilled as 20,000 ThankYou® Points, which can be redeemed for $200 cash back.
  • Earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases. To earn cash back, pay at least the minimum due on time. Plus, earn 5% total cash back on hotel, car rentals and attractions booked with Citi Travel.
  • Balance Transfer Only Offer: 0% intro APR on Balance Transfers for 18 months. After that, the variable APR will be 17.49% - 27.49%, based on your creditworthiness.
  • Balance Transfers do not earn cash back. Intro APR does not apply to purchases.
  • If you transfer a balance, interest will be charged on your purchases unless you pay your entire balance (including balance transfers) by the due date each month.
  • There is an intro balance transfer fee of 3% of each transfer (minimum $5) completed within the first 4 months of account opening. After that, your fee will be 5% of each transfer (minimum $5).

our choice

$200 Cash Back

Earn $200 cash back after you spend $1,500 on purchases in the first 6 months of account opening. This bonus offer will be fulfilled as 20,000 ThankYou® Points, which can be redeemed for $200 cash back.

Rewards

Earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases. To earn cash back, pay at least the minimum due on time. Plus, earn 5% total cash back on hotel, car rentals and attractions booked with Citi Travel.

Redemption Options

Redeem your points for cash back as a statement credit, direct deposit or check. Or explore other ways to redeem points including for gift cards, travel and Shop with Points at Amazon.comµ

Your points will never expire as long as your account remains open.µ

0% Intro APR on Balance Transfers

Intro APR on Balance Transfers:
0% (18 months on Balance Transfers)

Ongoing APR on Balance Transfers:
17.49% - 27.49% (Variable)

Balance Transfer Fee:
There is an intro balance transfer fee of 3% of each transfer (minimum $5) completed within the first 4 months of account opening. After that, your fee will be 5% of each transfer (minimum $5)

Apply for Citi Strata Premier® Card - Credit-Land.com

Rating 4.4

APPLY NOW

on Citi's secure website

Excellent, Good Credit

our choice

Intro APR on Purchases
N/A
Intro APR on Balance Transfer
N/A
Regular APR
19.49% - 27.49% (Variable)
Balance Transfer Fee
Balance transfer fee applies with this offer 5% of each balance transfer; $5 minimum.
Annual Fee
$95
  • Earn 60,000 bonus ThankYou® Points after spending $4,000 in the first 3 months of account opening, redeemable for $600 in gift cards or travel rewards at thankyou.com.
  • Earn 10 Points per $1 spent on Hotels, Car Rentals, and Attractions booked on CitiTravel.com.
  • Earn 3 Points per $1 on Air Travel and Other Hotel Purchases, at Restaurants, Supermarkets, Gas and EV Charging Stations.
  • Earn 1 Point per $1 spent on all other purchases
  • $100 Annual Hotel Benefit: Once per calendar year, enjoy $100 off a single hotel stay of $500 or more (excluding taxes and fees) when booked through CitiTravel.com. Benefit applied instantly at time of booking.
  • No expiration and no limit to the amount of points you can earn with this card
  • No Foreign Transaction Fees on purchases

our choice

60,000 ThankYou® Points

Earn 60,000 bonus ThankYou® Points after spending $4,000 in the first 3 months of account opening, redeemable for $600 in gift cards or travel rewards at thankyou.com.

Rewards

Earn 10 Points per $1 spent on Hotels, Car Rentals, and Attractions booked on CitiTravel.com.

Earn 3 Points per $1 on Air Travel and Other Hotel Purchases, at Restaurants, Supermarkets, Gas and EV Charging Stations.

Earn 1 Point per $1 spent on all other purchases

$100 Annual Hotel Benefitµ

Redemption Options

Redeem ThankYou® Points for gift cards, travel rewards, shop with points and moreµ

No expiration and no limit to the amount of points you can earn with this card

Foreign Transaction Fee: 0%

Apply for Capital One SavorOne Cash Rewards Credit Card - Credit-Land.com

Rating 4.4

APPLY NOW

on Capital One's secure website

Average, Fair, Limited Credit

our choice

Intro APR on Purchases
N/A
Intro APR on Balance Transfer
N/A
Regular APR
28.99% (Variable)
Balance Transfer Fee
Balance Transfer Fee applies to balances transferred at a promotional rate
Annual Fee
$39
  • Click "APPLY ONLINE" to apply now
  • Earn unlimited 3% cash back at grocery stores (excluding superstores like Walmart® and Target®), on dining, entertainment and popular streaming services, plus 1% on all other purchases with a $39 annual fee
  • No rotating categories or limits to how much you can earn, and you can use your cash back for any amount–get gift cards, cover purchases or redeem for cash. Plus, rewards don’t expire for the life of the account
  • Be automatically considered for a higher credit line in as little as 6 months
  • Help strengthen your credit for the future with responsible card usage
  • Enjoy unlimited access to your credit score and tools to help you monitor your credit profile with CreditWise from Capital One
  • Enjoy peace of mind with $0 Fraud Liability so that you won't be responsible for unauthorized charges
  • Earn 8% cash back on Capital One Entertainment purchases with your SavorOne Card and enjoy exclusive access and cardholder perks
  • Earn unlimited 5% cash back on hotels, vacation rentals and rental cars booked through Capital One Travel
  • Get access to exclusive reservations at award-winning restaurants and tickets to unforgettable culinary experiences with Capital One Dining
  • Capital One SavorOne cardholders can pay with their rewards via PayPal Pay with Rewards and at Amazon.com
  • Top rated mobile app

our choice

Rewards

Earn unlimited 3% cash back at grocery stores (excluding superstores like Walmart® and Target®), on dining, entertainment and popular streaming services, plus 1% on all other purchases with a $39 annual fee

Earn 8% cash back on Capital One Entertainment purchases with your SavorOne Card and enjoy exclusive access and cardholder perks

Earn unlimited 5% cash back on hotels, vacation rentals and rental cars booked through Capital One Travel

Redemption Options

Redeem your cash back for any amount.µ

Rewards don’t expire for the life of the account

Foreign Transaction Fee: None

Use this card everywhere Mastercard cards are accepted (subject to available credit)

Celebrate Love in All Its Forms

Valentine's Day is a celebration of love in all its beautiful forms. Whether you are sharing the day with your sweetheart or spending time with yourself, the focus should be on creating meaningful moments.

Be creative with ideas and share experiences - whether that's cooking dinner together, strolling new cities, or simply spending time enjoying each other's company. However you choose to celebrate Valentine's Day this year, let it be filled with joy, gratitude, and love.

must read FEATURED NEWS
AND RELATED RESEARCH

News: New Capital One Lounge Access Policy Now In Effect - Credit-Land.com
Feb 6, 2026

New Capital One Lounge Access Policy Now In Effect

New Capital One lounge access policies for Capital One Venture X Rewards Credit Card and Capital One Venture...

Top 3 Valentine's Day Date Ideas

Top 3 Valentine's Day Date Ideas

Valentine's Day is right around the corner, and it's time to plan a date that your sweetheart will...

EXPLORE
MORE CREDIT CARDS BY CATEGORIES

Cash Back
Travel
Balance Transfer
Low Interest
Fair Credit

questions ABOUT
BEST CREDIT CARDS

How to get the best credit card?

With the credit card issuers coming up with newer plans and strategies every passing day, there is no dearth of good deals in the market today. But not all deals are suitable for all customers. There are many factors...

Read more
I'm thinking of buying an engagement ring for my fiancee at Kay Jewelers. Does it make sense for me to apply for a Kay Jewelers credit card before I make such a big purchase, or should I just use my regular credit card?

First of all, congratulations! Second - that's a great question. It's tempting to want to apply for a Kay credit card when you're about to make a purchase from their store. Before you do, though, think about what you're...

Read more
How to maximize credit card rewards?

Here are some tips that will help you maximize credit card rewards: Never pay an annual fee. This rule is extremely important for those who do not put a lot on a credit card. An annual fee may eat all or part of your...

Read more
See all questions

NOT SURE WHICH CARD
TO CHOOSE?

Ask our Experts and get free advice to your email!

ASK QUESTION

comments ABOUT
BEST CREDIT CARDS🜂

Disclaimer: This editorial content is not provided or commissioned by the credit card issuer(s). Opinions expressed here are the author's alone, not those of the credit card issuer(s), and have not been reviewed, approved or otherwise endorsed by the credit card issuer(s). Reasonable efforts are made to present accurate information, however all information is presented without warranty. Consult a card's issuing bank for the terms & conditions. All rates and fees, and other terms and conditions of the products mentioned in this article/post are actual as of the last update date but are subject to change. See the current products' Terms & Conditions on the issuing banks' websites.

*All calculations are made by Credit-Land.com for informational purposes only and are not provided or sponsored by any of our partners. The prices and savings are hypothetical. Credit-Land.com is not responsible for the consequences of any decisions or actions taken in reliance upon or as a result of the information provided in the article.

WHAT IS YOUR QUESTION?

Please enter your question and contact information so that we could send our answer to you by e-mail. Note: Please do not include personal information such as your SSN#, credit or debit account numbers.

EXTRA QUESTIONS TO DESCRIBE YOUR SITUATION IN MORE DETAILS:

* - required fields

By submitting your question, you agree to the following:*

By providing my email information, I authorize Credit-Land to email me regarding products and services Credit-Land provides. I acknowledge that this consent may be removed at my request but that until such consent is revoked, I may receive emails from Credit-Land.

Here at Credit-Land.com we will answer all questions to the best of our knowledge and understanding, but we are not legally accredited professionals. We assume no liability for actions resulting from our advice and cannot guarantee the accuracy of information in all cases. Please seek appropriate professional or legal advice when needed.

Questions submitted to Credit-Land.com may be posted to our website with your first name, and may be edited for length and clarity. Please do not submit your Social Security number, credit or debit card number, or bank account number to us - though we will never share your name or email with anyone, sensitive information should never be posted to an FAQ form. We are not a bank or a credit card issuer, and we do not have access to your account information.

Thank You, Your Question Has Been Successfully Sent!
YOU'VE SUCCESSFULLY SUBSCRIBED!
PLEASE SPECIFY THE FOLLOWING:
All these fields are optional
your credit history
Excellent (750-850)
Good (700-749)
Fair (640-699)
Bad (350-639)
No Credit History
OR ENTER YOUR EXACT CREDIT SCORE
THEMES YOU ARE INTERESTED IN:
Traveling with Credit Cards: how to Save and Earn Rewards
How to Take Advantage of Credit Card Rewards
Credit Cards for Building Credit
Business Credit Card Offers
How to Save with Balance Transfer Credit Cards
Special Credit Card Offers for Students
Credit Cards with Low Interest Rates
Benefits of Credit Cards with No Annual Fee
Best Credit Card Offers with 0% Intro APR
By providing this information you help us make our news letters more useful and informative. Thank you!