Credit Card Protection and Security Tips

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Credit Card Applications » Research » Guides » Cardholder Benefits » Credit Card Protection and Security Tips

Credit Card Protection and Security Tips


Updated: December 25, 2012

The content is accurate at the time of publication and is subject to change.

If you do not want to get yourself into any kind of trouble in the near future with respect to your finances, you must know to handle your credit card right. Yes, you may be very careful with your payments and usage of credit card, but you should be equally careful about ensuring that your credit card does not reach the wrong hands. This is where protection and security tips are very essential for credit cards.

Here are some of the tips that can help you guard against people preying against you:

Tip1: Avoid Lending Your Card

This is the most common mistake that we tend to make. Sometimes we trust our friends and family and give them the liberty to use our cards. They may not misuse it, but if they misplace it carelessly, you will have to bear all the losses.

Tip 2: Sign Your Card

The minute you receive your credit card, remember to sign the strip behind the card. You signature in the card will make it difficult for the others to misuse it until they manage to forge your signature very convincingly.

Tip 3: Dispose with Care

Protection and security would be least on your mind specially when disposing your old credit card. This can prove to be an expensive mistake you make. Ensure that the magnetic strip behind the card is cut off and the card is rendered useless before you dispose it.

Tip 4: Avoid Writing Your PIN

If you have a tendency to write down your PIN instead of memorizing it, remind yourself that you are violating the basic protection and security tip. This is because if the PIN reaches wrong hands, a lot of damage can be done in a matter of minutes.

Tip 5: Safe Online Transactions

Many jobs stand simplified today because they can be handled online. This includes paying your bills, booking tickets etc. Always ensure that you use only websites that are secure for your transactions. Avoid any transactions on websites when you are not aware of their credibility.

Tip 6: Avoid PIN in Emails

There are innumerable fraudulent practices in the online world. Extracting information from your emails is no big deal in the tech savvy world. Never exchange your PINs and passwords through your mails as this will make you vulnerable to threats.

You are mainly responsible for the protection and security of your credit card. Report the loss of the card at the earliest to avoid misuse of the credit card.

Disclaimer: This editorial content is not provided or commissioned by the credit card issuer(s). Opinions expressed here are the author's alone, not those of the credit card issuer(s), and have not been reviewed, approved or otherwise endorsed by the credit card issuer(s). Reasonable efforts are made to present accurate information, however all information is presented without warranty. Consult a card's issuing bank for the terms & conditions.
All rates and fees, and other terms and conditions of the products mentioned in this article/post are actual as of the last update date but are subject to change. See the current products' Terms & Conditions on the issuing banks' websites.
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