Safeguarding Credit Cards the simpler way


ADVERTISING DISCLOSURE: is an independent, advertising-supported web site. receives compensation from most credit card issuers whose offers appear on our site. Compensation from our advertising partners impacts how and where their products appear on our site, including, for example, the order in which they may appear within review lists. has not reviewed all available credit card offers in the marketplace.

Credit Card Applications » Research » Guides » Cardholder Benefits » Safeguarding Credit Cards the simpler way

Safeguarding Credit Cards the simpler way

Updated: December 25, 2012

The content is accurate at the time of publication and is subject to change.

Credit cards, like we all know are extremely popular and are ubiquitous these days. Their popularity and increased usage have made them very vulnerable to security issues and credit card thefts. Credit card thefts are a very serious issue and therefore it is very important to take measures to protect it from these undesirable circumstances. Credit card companies have realized this and have introduced numerous methods to protect it from thefts and security issues.

Credit cards are protected by what is known as a pin number. This pin number acts as identification to every credit card and is a unique number to every single card. When you find out that your credit card is stolen, the card can be identified by this number and necessary action to block it can be taken. Also, all credit card companies have facilities for you to report missing or stolen credit cards, and any purchases made using the stolen card will not be charged to your account.

Even though the credit card companies have so many security measures in place, it is as much your duty to safeguard your card as theirs. You can take some simple precautions to protect your card from these issues and safeguard your identity. Never leave your credit card unattended in public places. When you are using internet for all your shopping needs, make sure that you use only verified sites for shopping. These sites appear with a small padlock at the bottom right of the page, which means that the webpage is secure and is verified. Always clear all your cookies after you complete shopping. Do not give out your three digit verification number to unidentified people or on the telephone or unsecured web pages on the internet.

The three digit verification code is the unique number that is assigned to your card, without which you cannot use the card for your online shopping needs. If anyone gets this number along with your credit card number, then they can use your credit card using your identity and you will be charged for it, if you do not report it. These thefts go unnoticed because your credit cards do not go missing, but once your bill is generated, it will be too late to claim a non payment. Always make sure that you pay by credit card in person at places like eat outs and restaurants. Do not write down your credit card details like pin numbers or verification codes and keep it in a noticeable place.

Disclaimer: This editorial content is not provided or commissioned by the credit card issuer(s). Opinions expressed here are the author's alone, not those of the credit card issuer(s), and have not been reviewed, approved or otherwise endorsed by the credit card issuer(s). Reasonable efforts are made to present accurate information, however all information is presented without warranty. Consult a card's issuing bank for the terms & conditions.
All rates and fees, and other terms and conditions of the products mentioned in this article/post are actual as of the last update date but are subject to change. See the current products' Terms & Conditions on the issuing banks' websites.
Add to Favorites:

Related Research:

Top 5 Secured Credit Cards: January 2021 – Experts’ Choice

Top 5 Secured Credit Cards: January 2021 – Experts’ Choice

Posted: October 22, 2020

The COVID-19 pandemic has made significant changes not only in people’s lives and their financial standing but also in the entire financial sector of the U.S. We have collected the best secured card offers from our partners so that you can… Continue reading

Credit Card Tips For Holiday Shopping 2020

Credit Card Tips For Holiday Shopping 2020

Posted: October 15, 2020

November and December are the busiest months as gift shopping reaches its peak. People rush around looking for the best gifts and the best deals leaving a lot of money in the shops. Holiday season may force you to go over the household… Continue reading

Top 5 Soft Pull Credit Cards: January 2021 – Experts’ Choice

Top 5 Soft Pull Credit Cards: January 2021 – Experts’ Choice

Posted: June 3, 2020

When applying for a credit card, you definitely don’t want your credit score to go down. Here, you will find the best credit cards with a soft pull from our partners. An application for such cards won’t make changes to your credit history… Continue reading

You've successfully subscribed!

Please specify the following:All these fields are optional

Your Credit History
Themes you are interested in:

By providing this information you help us make our news letters more useful and informative. Thank you!