Choosing a credit card for travelling needs

ADVERTISING DISCLOSURE

ADVERTISING DISCLOSURE:
Credit-Land.com is an independent, advertising-supported web site. Credit-Land.com receives compensation from most credit card issuers whose offers appear on our site. Compensation from our advertising partners impacts how and where their products appear on our site, including, for example, the order in which they may appear within review lists. Credit-Land.com has not reviewed all available credit card offers in the marketplace.

Credit Card Applications » Research » Guides » Travel with Credit Cards » Choosing a credit card for travelling needs

Choosing a credit card for travelling needs

The content is accurate at the time of publication and is subject to change.

Mobility is the greatest advantage of having credit cards, so naturally, there are many credit cards designed to help people who travel very often. There are many choices available in the market when it comes to travel credit cards. Comparing every choice available with respect to features and flexibility can be a good starting point in choosing them.

While choosing a credit card for traveling needs, it is important to ensure that it is either a Master Card or a Visa. This ensures a greater flexibility because these cards are widely accepted all over the world. They can be used in any ATM to withdraw cash and can be used to exchange foreign currency. Master card and Visa both have a strong anti theft and fraud protection program which is very beneficial while on travel. They also offer remote transaction and online account facility, which helps the card holder to manage account from anywhere in the world.

The next thing to consider is the transaction fees, international service fee and an array of various other fees that the credit card companies might charge on travel credit cards. Ideally, cards that are categorized suitable for travel should not impose too many charges on the card holders. But there will be a minimum amount of transaction fee, if the credit card is used in international ATMs and ATMs belonging to other service providers. Also, these cards will have additional charges if the withdrawals are in the foreign currency. Reading the offer document carefully is mandatory, to understand different clauses for using the credit cards internationally.

All travel credit cards will have air mile reward programs, because it is the most suited reward scheme for frequent travelers. Some of these cards will offer discounts on hotel stays, and car rentals even in international destinations. Air mile rewards can be very beneficial since there will be bonus miles added every time a set air mile limit is crossed. Also, collected points can be redeemed for free air tickets and hotel stays.

Every major credit card union will have one or two cards tailored to suit the needs of frequent travelers. Comparing the benefits and disadvantages side by side can give a better idea about the most suitable credit card. It is always a good idea to purchase a strong security program offered by the credit card company, to protect the credit card from undesirable circumstances while on travel.

Disclaimer: This editorial content is not provided or commissioned by the credit card issuer(s). Opinions expressed here are the author's alone, not those of the credit card issuer(s), and have not been reviewed, approved or otherwise endorsed by the credit card issuer(s). Reasonable efforts are made to present accurate information, however all information is presented without warranty. Consult a card's issuing bank for the terms & conditions.
All rates and fees, and other terms and conditions of the products mentioned in this article/post are actual as of the last update date but are subject to change. See the current products' Terms & Conditions on the issuing banks' websites.
Add to Favorites:
Get the latest news, articles and expert advice delivered to your inbox. It's FREE.

Related Research:

Top 5 Cards for Travel from Our Partners: Winter 2019 – Expert’s Choice

Top 5 Cards for Travel from Our Partners: Winter 2019 – Expert’s Choice

Posted: December 17, 2018

Nights are still drawing out, the wind is cold, and the air smells like snow already – the winter is close. Christmas and holiday season are approaching swiftly, and overwhelming gift ideas are swirling chaotically in your mind. Ready or… Continue reading

Credit Card Tips For Holiday Shopping 2018

Credit Card Tips For Holiday Shopping 2018

Posted: December 15, 2018

November and December are the busiest months as gift shopping reaches its peak. People rush around looking for the best gifts and the best deals leaving a lot of money in the shops. Holiday season may force you to go over the household… Continue reading

Credit Cards to Save More on Holiday Shopping

Credit Cards to Save More on Holiday Shopping

Posted: November 25, 2018

Discounts and special offers are available all year round. Werther you are a bargain hunter or an impulse buyer, make sure you check online discounts and special offers. Also, if you are a cardholder, see if your credit card opens the door… Continue reading

You've successfully subscribed!

Please specify the following:All these fields are optional

Your Credit History
Themes you are interested in:

By providing this information you help us make our news letters more useful and informative. Thank you!