Choosing the right credit card to carry while traveling


ADVERTISING DISCLOSURE: is an independent, advertising-supported web site. receives compensation from most credit card issuers whose offers appear on our site. Compensation from our advertising partners impacts how and where their products appear on our site, including, for example, the order in which they may appear within review lists. has not reviewed all available credit card offers in the marketplace.

Credit Card Applications » Research » Guides » Travel with Credit Cards » Choosing the right credit card to carry while traveling

Choosing the right credit card to carry while traveling

The content is accurate at the time of publication and is subject to change.

Credit cards are the most preferred financial tool while traveling. This is because of the immense flexibility that they offer to their customers who travel. There are different credit cards that offer many options for travelers, and you need to compare all these options before making a decision as to which credit card you want to settle for.

When you go about choosing a credit card for traveling, you will first have to ensure that it is either MasterCard or visa card. These are the two plastic cards that are accepted in most locations around the world. You can use it in an ATM to withdraw cash, or you can exchange it for foreign currency. They have very strong anti theft and fraud prevention security features that make them safe to use. They can also offer remote transactions and online accounts, which will make it all the easier for you to use the said cards.

You will also have to consider transaction charges while you use a credit card. There are many charges that can be applied to your card while you are traveling overseas. These charges can include exchange fees, overseas ATM`s fees, withdrawal and information fees, etc., a good travel credit card must not charge you many fees when you use it abroad. Capital one credit cards are the only credit cards that do not charge any fees for overseas transactions. However, they make up for this with their annual fees. You need to read their card policy before using your card overseas. Furthermore, remember that you need to inform your bank about your travel plans before heading overseas in order to avoid getting caught up with unnecessary and extravagant fees while on your travels.

Most credit card companies will also offer air miles rewards schemes to their customers. These are the best reward schemes for people who are frequently on the move. Most of these cards will offer a lot of discounts and special offers on hotel bookings and car rentals in almost all international destinations. Air mile reward schemes work very efficiently if you are a frequent flyer. All you have to do is use your card regularly. Whenever you spend a dollar on your card, you will get an air mile which can be used to buy airline tickets. However, obviously the number of destinations and carriers are restricted. You will also have to ensure that you use your air miles within a certain time period and failing to do will cause you to forfeit those air miles that you have accumulated.

Disclaimer: This editorial content is not provided or commissioned by the credit card issuer(s). Opinions expressed here are the author's alone, not those of the credit card issuer(s), and have not been reviewed, approved or otherwise endorsed by the credit card issuer(s). Reasonable efforts are made to present accurate information, however all information is presented without warranty. Consult a card's issuing bank for the terms & conditions.
All rates and fees, and other terms and conditions of the products mentioned in this article/post are actual as of the last update date but are subject to change. See the current products' Terms & Conditions on the issuing banks' websites.
Add to Favorites:
Get the latest news, articles and expert advice delivered to your inbox. It's FREE.

Other Travel with Credit Cards Research:

Related Research:

Top 5 Cards for Travel from Our Partners: Summer 2018 – Expert’s Choice

Top 5 Cards for Travel from Our Partners: Summer 2018 – Expert’s Choice

Posted: February 12, 2018

The sun shines more and more each day, flowers are in bloom and you already feel how hot it is getting - summer is here. Summer holidays are almost here, and you are in need of dire preparation. You can lift in spirits and let CreditLand ... Continue reading
Cash Back or Travel Rewards? Here’s How to Decide On The Right Card

Cash Back or Travel Rewards? Here’s How to Decide On The Right Card

Posted: February 10, 2018

If you're trying to find the perfect rewards credit card, you might feel like you're drowning in options. There are just so many out there, and many of them look similar. This can make it tough to decide on a card. One thing people often ... Continue reading
Price Protection: Credit Cards That Will Refund a Price Drop

Price Protection: Credit Cards That Will Refund a Price Drop

Posted: February 8, 2018

Those who often find themselves buying stuff and then discovering that they could pay less for the same item they've just bought, will appreciate this credit card benefit – price protection. This is the least known and the most neglected ... Continue reading
You've successfully subscribed!

Please specify the following:All these fields are optional

Your Credit History
Themes you are interested in:

By providing this information you help us make our news letters more useful and informative. Thank you!