Credit card rewards and its features


ADVERTISING DISCLOSURE: is an independent, advertising-supported web site. receives compensation from most credit card issuers whose offers appear on our site. Compensation from our advertising partners impacts how and where their products appear on our site, including, for example, the order in which they may appear within review lists. has not reviewed all available credit card offers in the marketplace.

Credit Card Applications » Research » Guides » Travel with Credit Cards » Credit card rewards and its features

Credit card rewards and its features

Updated: September 28, 2018

The content is accurate at the time of publication and is subject to change.
Before we talk about the features of the credit card rewards, let us first understand what credit card rewards are. If you are a prospective credit card holder, you will be offered various benefits or rewards such as flyer points, cash back, or gift certificates. However, all these depend on the type of cards you hold and the offers each issuer provide as well as the usage of your card. There are various types of credit card rewards. Let us discuss about some of these rewards. Airline Miles Credit Cards Many airlines created credit cards through which you may accumulate points on buying tickets. These points can be exchanged for a future ticket purchase or an accommodation in a hotel. This is very beneficial if you are a frequent flyer, provided you make sure the points has a limit and expiry date for redemption. Business Rewards Plenty of credit cards are offered if you own a business and have a considerable credit. Added advantages of managing your account online, keeping track of your transactions and expenses, downloading your statements, and software for bookkeeping is offered. Cash Back Rewards One of the most prevailing rewards that is very flexible as you may avail this reward to use for anything you wish to. Some card issuers offer gift certificates or credit the amount into your account or send a check to you. It is recommended that you be aware of the rebates as it varies for every provider. Gas Station Rewards With the increase in demand for fuel and its rising prices, the gas station rewards are growing in popularity. Some of the credit cards allow you to receive rewards for a particular company of gas while some of the cards allow you to utilize the awards for the purchase of gas from all companies. You ought to be clear about this and if there are any additional charges before you procure a card. Hotel Rewards These rewards are very beneficial if you are a frequent traveler and stay in hotels. These cards are normally valid for a stay in certain chain of hotels and would earn you more points with your expenses during the stay in the hotel. You may utilize these for further stay or other travel expenses etc. Retails Rewards Everyone benefits as these rewards gain you incentives for purchasing from certain retail stores. Some rewards are valid only on purchase of certain type of products while the others offer for all general purchases. The rewards vary according to your credit points too. Travel Rewards These rewards provide you with airline miles points or hotel stay and can be redeemed for future tickets, hotel stay, and upgrades during travel, or even car rental. However there may be limitations on the brands and so make sure about this as well as the expiry dates if any. The list of credit card rewards goes on like student credit cards, zero APR rewards, misc rewards, secured credit cards, etc.

Disclaimer: This editorial content is not provided or commissioned by the credit card issuer(s). Opinions expressed here are the author's alone, not those of the credit card issuer(s), and have not been reviewed, approved or otherwise endorsed by the credit card issuer(s). Reasonable efforts are made to present accurate information, however all information is presented without warranty. Consult a card's issuing bank for the terms & conditions.
All rates and fees, and other terms and conditions of the products mentioned in this article/post are actual as of the last update date but are subject to change. See the current products' Terms & Conditions on the issuing banks' websites.
Add to Favorites:
Get the latest news, articles and expert advice delivered to your inbox. It's FREE.

Other Travel with Credit Cards Research:

Related Research:

Autumn 2018: Best Rewards Credit Cards for Thanksgiving Shopping

Autumn 2018: Best Rewards Credit Cards for Thanksgiving Shopping

Posted: November 8, 2018

Thanksgiving is coming, and whether you are hosting a meal or coming as a guest, your spendings are going to accumulate faster than you can notice. A holiday feast is a costly matter – each year Americans spend around $50 on a Thanksgiving ... Continue reading
The Best Credit Card for Earning Cash: Discover it® Cash Back

The Best Credit Card for Earning Cash: Discover it® Cash Back

Posted: November 2, 2018

You’ll have hundreds of dollars in your pocket in no time because you’ll earn money back on every purchase you make with this card. There are no restrictions on the amount of cash back you can get, and Discover even matches every penny you ... Continue reading
Top 5 Cards for Travel from Our Partners: Autumn 2018 – Expert’s Choice

Top 5 Cards for Travel from Our Partners: Autumn 2018 – Expert’s Choice

Posted: October 10, 2018

Nights are drawing out, the wind is colder every day and you already feel the lightest breath of winter on your face - autumn is here. Holidays are over, kids are back to school and all you are left with are hefty holiday bills that you ... Continue reading
You've successfully subscribed!

Please specify the following:All these fields are optional

Your Credit History
Themes you are interested in:

By providing this information you help us make our news letters more useful and informative. Thank you!