Guide to getting good rewards when holiday shopping


ADVERTISING DISCLOSURE: is an independent, advertising-supported web site. receives compensation from most credit card issuers whose offers appear on our site. Compensation from our advertising partners impacts how and where their products appear on our site, including, for example, the order in which they may appear within review lists. has not reviewed all available credit card offers in the marketplace.

Credit Card Applications » Research » Guides » Travel with Credit Cards » Guide to getting good rewards when holiday shopping

Guide to getting good rewards when holiday shopping

Updated: February 5, 2016

The content is accurate at the time of publication and is subject to change.
One of the best ways to get the best prices and gifts this holiday season is using your credit card. If you are looking to save money this holiday season or stretch your holiday budget consider these helpful tips. Get exclusive ticket deals to holiday events Most of the major credit card companies – American Express, MasterCard and Visa – will offer exclusive deals to tickets to seasonal events. Contact your credit card’s customer service line to find out which venues they partner with in your area. Go out with friends and loved ones ‘Tis the season to spend more in restaurants and out with neighbors and friends. If you are planning more restaurant or time in the bars in December, take a close look at your credit card rewards programs. You may be able to get extra points for using a particular restaurant chain or gift certificates towards eating out. Some credit cards, Chase Card for example, allow cardholders to earn extra point for a month as long as they pre-register in a particular category. So sign up early to make the most of the whole holiday season. Entertain for the holidays There aren’t many credit cards that cater to grocery store shopping but that shouldn’t stops you from using your card to buy food and supplies for the holidays. Using your card, even for these staples, will give you an extra month to pay the bill so you can budget to spend a bit extra in the holiday season. Some exceptions of course are if you are already carrying an overdue balance or if using the card to spend on groceries would exceed your credit limit. Find the right gift at the right price Often you can double your savings just by using a shopper’s portal or partner retailer. Log in to your credit card’s online portal and visit the rewards or partners page.  Remember to calculate the cost of what you are buying – not just the savings. Your credit card’s shopping portal may not always have the best deal, but it’s worth comparing! For example, MasterCard has an online portal aimed at mothers but available to every card user. The company's Holiday Rewards portal gives a $20 gift card to any shopper who spends $200. Traveling to and from your holiday destination Consider applying for a preferred traveler’s card. Not only can you earn points and miles to your next flight, but traveler’s cards can save you money on rental cars, travel insurance and hotels. Compare the perks of each card and make sure you check that you can use the card on any airline. A good traveler’s card does not have a fee in order to use it. All those end of the year extras Hold on the holiday cash for the mailman or your manicurist, car mechanic and other service people that make your life easier throughout the year. A gift card through your credit card company will have the same value for them and be redeemable on points through your credit card company.

Disclaimer: This editorial content is not provided or commissioned by the credit card issuer(s). Opinions expressed here are the author's alone, not those of the credit card issuer(s), and have not been reviewed, approved or otherwise endorsed by the credit card issuer(s). Reasonable efforts are made to present accurate information, however all information is presented without warranty. Consult a card's issuing bank for the terms & conditions.
All rates and fees, and other terms and conditions of the products mentioned in this article/post are actual as of the last update date but are subject to change. See the current products' Terms & Conditions on the issuing banks' websites.
Add to Favorites:
Get the latest news, articles and expert advice delivered to your inbox. It's FREE.

Other Travel with Credit Cards Research:

Related Research:

Top 5 Cards for Travel from Our Partners: Summer 2018 – Expert’s Choice

Top 5 Cards for Travel from Our Partners: Summer 2018 – Expert’s Choice

Posted: February 12, 2018

The sun shines more and more each day, flowers are in bloom and you already feel how hot it is getting - summer is here. Summer holidays are almost here, and you are in need of dire preparation. You can lift in spirits and let CreditLand ... Continue reading
Cash Back or Travel Rewards? Here’s How to Decide On The Right Card

Cash Back or Travel Rewards? Here’s How to Decide On The Right Card

Posted: February 10, 2018

If you're trying to find the perfect rewards credit card, you might feel like you're drowning in options. There are just so many out there, and many of them look similar. This can make it tough to decide on a card. One thing people often ... Continue reading
Price Protection: Credit Cards That Will Refund a Price Drop

Price Protection: Credit Cards That Will Refund a Price Drop

Posted: February 8, 2018

Those who often find themselves buying stuff and then discovering that they could pay less for the same item they've just bought, will appreciate this credit card benefit – price protection. This is the least known and the most neglected ... Continue reading
You've successfully subscribed!

Please specify the following:All these fields are optional

Your Credit History
Themes you are interested in:

By providing this information you help us make our news letters more useful and informative. Thank you!