Points to note while traveling with your credit card

ADVERTISING DISCLOSURE

ADVERTISING DISCLOSURE:
Credit-Land.com is an independent, advertising-supported web site. Credit-Land.com receives compensation from most credit card issuers whose offers appear on our site. Compensation from our advertising partners impacts how and where their products appear on our site, including, for example, the order in which they may appear within review lists. Credit-Land.com has not reviewed all available credit card offers in the marketplace.

Credit Card Applications » Research » Guides » Travel with Credit Cards » Points to note while traveling with your credit card

Points to note while traveling with your credit card


Updated: September 27, 2018

The content is accurate at the time of publication and is subject to change.

Most people going on a trip to another country or city unfailingly take their credit card along for availing various services and necessary items. It looks very convenient and sensible. But misfortune may be waiting just round the corner. You may lose the credit card during the course of travel or it may be stolen by a thief. So it is wise to take certain safeguards to prevent such things happening to your credit card.

Before traveling you must take photocopies of your credit card, travel documents like air tickets etc., and leave them with a friend or relative you trust and keep a copy for yourself. In case you lose your credit card these copies will be very helpful in notifying the credit card companies about the theft and avoid misuse.

Photocopies sometime may pose problems for you. Someone who has stolen your luggage may use the photo copy of your credit card to order costly articles on the phone. So make sure to black out the name and the expiry date on the card.

If you are accompanied by your wife or husband while travelling, having separate credit cards will certainly help. Suppose one of the credit cards are lost or stolen, one can survive the journey with the help of the others card, and continue using it until the stolen one is replaced.

Automatic credit card deactivation is one thing you should watch out for. Many credit card companies deactivate a credit card if it is found in use for 6 or more times a day. This is to prevent thieves from taking advantage of the cards they lifted. This may happen to you when you do extensive shopping on a trip. To avoid this calamity always notify your credit card company of your travel before you leave. In this way they will know your card is not stolen.

Before using your credit card while travelling abroad, check out the fee applicable for the conversion of currency. Like in the case of traveler's check, some banks charge and some don't. Generally a fee of about 1% is applied on each transaction amount. In case you have multiple credit cards to your name, it is in best of your interest you choose the one that charge the least.

These are some of the precautions to be taken when planning to travel with your credit cards. By following these religiously you can save a lot of botheration and enjoy an uneventful business trip or vacation.

Disclaimer: This editorial content is not provided or commissioned by the credit card issuer(s). Opinions expressed here are the author's alone, not those of the credit card issuer(s), and have not been reviewed, approved or otherwise endorsed by the credit card issuer(s). Reasonable efforts are made to present accurate information, however all information is presented without warranty. Consult a card's issuing bank for the terms & conditions.
All rates and fees, and other terms and conditions of the products mentioned in this article/post are actual as of the last update date but are subject to change. See the current products' Terms & Conditions on the issuing banks' websites.
Add to Favorites:
Get the latest news, articles and expert advice delivered to your inbox. It's FREE.

Related Research:

Top 5 Cards for Travel from Our Partners: Winter 2019 – Expert’s Choice

Top 5 Cards for Travel from Our Partners: Winter 2019 – Expert’s Choice

Posted: December 17, 2018

Nights are still drawing out, the wind is cold, and the air smells like snow already – the winter is close. Christmas and holiday season are approaching swiftly, and overwhelming gift ideas are swirling chaotically in your mind. Ready or… Continue reading

Credit Card Tips For Holiday Shopping 2018

Credit Card Tips For Holiday Shopping 2018

Posted: December 15, 2018

November and December are the busiest months as gift shopping reaches its peak. People rush around looking for the best gifts and the best deals leaving a lot of money in the shops. Holiday season may force you to go over the household… Continue reading

Credit Cards to Save More on Holiday Shopping

Credit Cards to Save More on Holiday Shopping

Posted: November 25, 2018

Discounts and special offers are available all year round. Werther you are a bargain hunter or an impulse buyer, make sure you check online discounts and special offers. Also, if you are a cardholder, see if your credit card opens the door… Continue reading

You've successfully subscribed!

Please specify the following:All these fields are optional

Your Credit History
Themes you are interested in:

By providing this information you help us make our news letters more useful and informative. Thank you!