What to do With Your Credit Card before Your Trip

ADVERTISING DISCLOSURE

ADVERTISING DISCLOSURE:
Credit-Land.com is an independent, advertising-supported web site. Credit-Land.com receives compensation from most credit card issuers whose offers appear on our site. Compensation from our advertising partners impacts how and where their products appear on our site, including, for example, the order in which they may appear within review lists. Credit-Land.com has not reviewed all available credit card offers in the marketplace.

Credit Card Applications » Research » Guides » Travel with Credit Cards » What to do With Your Credit Card before Your Trip

What to do With Your Credit Card before Your Trip

The content is accurate at the time of publication and is subject to change.

Trips and vacations can be spoiled just by simple credit card mistakes. So before you board the plane, make sure that you've done what you have to do with your plastic card.

When traveling, always have photocopies of your documents, plane ticket and of course your credit card; make sure that they are photocopied back and front. Leave few copies with your friend or a relative back home and into your luggage. This is a wise thing to do so in case you lose your credit card, you can cancel it right away. ( having all the details with you will make it easier for you to cancel it). Some cardholders forget which banks the credit card is with and knowing where it is with will save you a lot of time calling home to check your issuer.

Some banks have automatic deactivation features. Credit cards which had been swiped more than six times in a day could be automatically cancelled by banks as a measure to prevent fraudulent use of your card. Before you leave, make sure you notify your provider of your plans of traveling overseas to avoid deactivation.

When you decide to use your credit card when traveling internationally, be warned of the conversion rates that may apply. If you have multiple cards, ask your issuer about the fees regarding foreign exchange conversion then choose the card which provides you the best deals and rates.

You often hear of people suggesting that you make several photocopies of your credit cards when you travel. While this could be helpful in remembering the details of your credit card, it will also be a reason for you to expose your identity to fraud. If you have the feeling that you need to carry with you credit card photo copies then blacken out important details like your name and the expiration date. This way, there would be no way your identity would go to the hands of scammers.

Whatever the purpose of the trip is; leisure or businesses make it a point that everything is well taken care of for a worry-free trip. Simple mistakes regarding credit cards may not be seen by a lot as something very crucial but from now, it should be considered as something as important as leaving with the passport always in your bag or luggage.

Be a responsible credit card holder and you'll enjoy the benefits of being one.

Disclaimer: This editorial content is not provided or commissioned by the credit card issuer(s). Opinions expressed here are the author's alone, not those of the credit card issuer(s), and have not been reviewed, approved or otherwise endorsed by the credit card issuer(s). Reasonable efforts are made to present accurate information, however all information is presented without warranty. Consult a card's issuing bank for the terms & conditions.
All rates and fees, and other terms and conditions of the products mentioned in this article/post are actual as of the last update date but are subject to change. See the current products' Terms & Conditions on the issuing banks' websites.
Add to Favorites:
Get the latest news, articles and expert advice delivered to your inbox. It's FREE.

Other Travel with Credit Cards Research:

Related Research:

Top 5 Cards for Travel from Our Partners: Summer 2018 – Expert’s Choice

Top 5 Cards for Travel from Our Partners: Summer 2018 – Expert’s Choice

Posted: February 12, 2018

The sun shines more and more each day, flowers are in bloom and you already feel how hot it is getting - summer is here. Summer holidays are almost here, and you are in need of dire preparation. You can lift in spirits and let CreditLand ... Continue reading
Cash Back or Travel Rewards? Here’s How to Decide On The Right Card

Cash Back or Travel Rewards? Here’s How to Decide On The Right Card

Posted: February 10, 2018

If you're trying to find the perfect rewards credit card, you might feel like you're drowning in options. There are just so many out there, and many of them look similar. This can make it tough to decide on a card. One thing people often ... Continue reading
Price Protection: Credit Cards That Will Refund a Price Drop

Price Protection: Credit Cards That Will Refund a Price Drop

Posted: February 8, 2018

Those who often find themselves buying stuff and then discovering that they could pay less for the same item they've just bought, will appreciate this credit card benefit – price protection. This is the least known and the most neglected ... Continue reading
You've successfully subscribed!

Please specify the following:All these fields are optional

Your Credit History
Themes you are interested in:

By providing this information you help us make our news letters more useful and informative. Thank you!