The Rewards of Having a Rewards credit card

ADVERTISING DISCLOSURE

ADVERTISING DISCLOSURE:
Credit-Land.com is an independent, advertising-supported web site. Credit-Land.com receives compensation from most credit card issuers whose offers appear on our site. Compensation from our advertising partners impacts how and where their products appear on our site, including, for example, the order in which they may appear within review lists. Credit-Land.com has not reviewed all available credit card offers in the marketplace.

Credit Card Applications » Research » Guides » Travel with Credit Cards » The Rewards of Having a Rewards credit card

The Rewards of Having a Rewards credit card


Updated: December 26, 2012

The content is accurate at the time of publication and is subject to change.

A typical American household has an average of three credit cards. With this number, it is very obvious that this card has become a very important part of human life. With the advantages one could get from owning a credit card, you'd barely meet a person not wanting one.

Credit cards are basically intended to give you more purchasing power for even without cash, you still make a purchase. With the varying needs of consumers, credit card providers have come up with different credit cards with different features and perks that would cater to the demands and desire of the consuming public.

There are credit cards designed for students, for people who travel a lot, for businessmen, for shopaholics and the list continue. To attract more users, banks or providers offer rewards to their consumers; so the more you use their card, the more rewards you would receive.

When choosing a rewards credit card, it is important that you ask yourself first what rewards program could be of the most benefit to you. You should determine what your needs are so you would know what to choose. You could get free or discounted tickets on your next trip with a company that gives frequent flier rewards.

There are some companies who give rewards points each time a purchase is made. The points earned for every purchase can be exchanged to varying merchandise like cosmetics, clothes, gadgets, scents, discounts on major establishments or even phone call minutes while some has cash back programs.

Rewards credit cards often have higher rates than the regular cards. More often than not cards with annual fees have rewards program in them. When choosing a reward credit card, make sure that the fees or rates are just reasonable. They should not outweigh the rewards that you receive for if this happens then there are no rewards or rebates given; you actually pay for them.

There are several cards offering rewards to keep comparing until you get the deal which could benefit you the most. Don`t limit your search. There are a lot of resources you can start with your comparison. Make sure that you go for card that can give you more benefit that. Besides there is no one who`ll get benefited with finding a good card but yourself. Have the best card, the best rewards and enjoy each and every advantage of owning a credit card.

Disclaimer: This editorial content is not provided or commissioned by the credit card issuer(s). Opinions expressed here are the author's alone, not those of the credit card issuer(s), and have not been reviewed, approved or otherwise endorsed by the credit card issuer(s). Reasonable efforts are made to present accurate information, however all information is presented without warranty. Consult a card's issuing bank for the terms & conditions.
All rates and fees, and other terms and conditions of the products mentioned in this article/post are actual as of the last update date but are subject to change. See the current products' Terms & Conditions on the issuing banks' websites.
Add to Favorites:
Get the latest news, articles and expert advice delivered to your inbox. It's FREE.

Other Travel with Credit Cards Research:

Related Research:

Top 5 Cards for Travel from Our Partners: Autumn 2018 – Expert’s Choice

Top 5 Cards for Travel from Our Partners: Autumn 2018 – Expert’s Choice

Posted: February 12, 2018

Nights are drawing out, the wind is colder every day and you already feel the lightest breath of winter on your face - autumn is here. Holidays are over, kids are back to school and all you are left with are hefty holiday bills that you ... Continue reading
Cash Back or Travel Rewards? Here’s How to Decide On The Right Card

Cash Back or Travel Rewards? Here’s How to Decide On The Right Card

Posted: February 10, 2018

If you're trying to find the perfect rewards credit card, you might feel like you're drowning in options. There are just so many out there, and many of them look similar. This can make it tough to decide on a card. One thing people often ... Continue reading
Price Protection: Credit Cards That Will Refund a Price Drop

Price Protection: Credit Cards That Will Refund a Price Drop

Posted: February 8, 2018

Those who often find themselves buying stuff and then discovering that they could pay less for the same item they've just bought, will appreciate this credit card benefit – price protection. This is the least known and the most neglected ... Continue reading
You've successfully subscribed!

Please specify the following:All these fields are optional

Your Credit History
Themes you are interested in:

By providing this information you help us make our news letters more useful and informative. Thank you!