World Legend Mastercard: The highest tier of network benefits

Mastercard is one of the major global networks alongside Visa, American Express, and Discover. Although it doesn't issue its own cards, it offers a selection of built-in benefits and perks beyond the benefits that your card issuer sets. All Mastercard credit cards are assigned a certain tier, each comes with a unique package of Mastercard benefits and perks.
These tiers include:

• Standard
• World Mastercard
• World Elite Mastercard
• World Legend Mastercard.

Your exact benefits, interest rates, terms, and features are determined by the issuing bank, so it's a good idea to consult your card's terms or guide to benefits to find the most accurate information on your card.

What is World Legend?

World Legend is the newest and most exclusive tier in the Mastercard network, surpassing existing World and World Elite products. It's best suitable for high-spending consumers seeking exclusive experiences in dining, entertainment and travel, and can compete with other premium offers like Visa Infinite cards.

World Legend Mastercard benefits

Mastercard's premium World Legend tier offers the most extensive range of premium travel, lifestyle, and concierge services. Cardholders also receive all the benefits of the lower Standard, World, and World Elite tiers, plus a suite of additional perks:

- Soho Friends Membership: a complimentary year of Soho Friends, a travel and lifestyle program from Soho House that provides preferred rates, late checkouts, and room upgrades on stays at Soho House locations worldwide.

- Mastercard Collection: premium dining, entertainment, and travel benefits for cardholders and their loved ones.

- Music and Entertainment: exclusive access to premium preferred seats and ticket presales at top venues and festivals across the U.S.

- Dining: access to dining experiences and reservations at coveted restaurants.

- Travel: access to streamlined airport experiences, including 190 fast-track security lanes at over 30 airports, more than 1,350 airport lounges at major international airports, ensuring a smooth and stress-free start to your adventure.

Everything from the World and World Elite tiers also applies to World Legend cards:

- ID Theft Protection: monitor your credit file for fraud, get alerts for suspicious activity, and access a resolution specialist if your identity is compromised.

- Zero Liability Protection: you're protected against unauthorized use if your card is lost or stolen.

- Global Emergency Services: get 24/7 assistance for reporting a lost or stolen card.

- Priceless Experiences: enjoy experiences in culture, dining, sports, entertainment, and more in over 45 exciting destinations around the globe.

- Mastercard Transit Benefit: get $2.50 back each month after you spend $10 or more by tapping your card at participating transit systems.

- Mastercard Travel: save on flights with Mastercard's trusted airline partners, enjoy exclusive discounts, special fares and valuable travel perks.

- Mastercard Golf: Get exclusive PGA TOUR® experiences and access amazing golf benefits with the Golf Concierge Service.

- Mastercard Travel Rewards: get access to a range of exclusive benefits and cashback offers on hotels, cruises, air travel, car rentals and everyday purchases around the world.

- World Elite Concierge: complimentary 24/7 personal assistant that can help you with making perfect table reservations, getting tickets and hard-to-find items and more.

World Legend Mastercard partner benefits

- Peacock subscription credit: get up to $5 off Peacock Premium Plus each month when you subscribe. Watch new movies from theaters, buzzworthy original series, hit TV shows, live sports and so much more.

- Instacart: Get 3 free months of Instacart+ with your eligible Mastercard plus, $10 off your second order placed each month (terms apply).

- Alo Moves: unlock 50% off your Alo Moves membership with exclusive savings, rewards, perks across ALO Wellness Club and alo yoga.

- ResortPass: enjoy exclusive day passes to luxury resorts. Earn a $30 statement credit on your next ResortPass booking of $200 or more.

- Lyft: earn $5 credit for every three rides taken in a calendar month. Plus, save 10% on all scheduled rides to U.S. airports when you pay with your World Elite or World Legend Mastercard.

- Booking.com: get up to 7% off on prepaid stays on Booking.com.

- HealthLock Monitor membership: receive 24/7 monitoring and protection against medical privacy violations, medical fraud, and medical overbilling.

- Priority Pass: get access to 1,700+ airport lounges worldwide and special offers and discounts in the terminal on dining, retail and spa experiences.

If You're Looking for a World Legend Mastercard Card

The Citi Strata Elite℠ Card is currently the first and only consumer card to debut at the Mastercard World Legend tier. The card is a smart choice for savvy premium customers who want to reap one of the highest rates on travel and dining while still earning generously on every dollar spent. The card focuses on luxury travel perks and travel experiences, offering complimentary airport lounge access, travel protections and annual statement credits (up to $1,500 in value per year).

Citi Strata Elite World Legend benefits

While Mastercard makes their benefits available for cards that carry the Mastercard logo, issuers have some discretion on which benefits are included on a particular card.

The following benefits are provided by Mastercard directly to the Strata Elite cardholders:

• Global emergency services
• Mastercard Concierge
• Mastercard Golf
• Mastercard ID Theft Protection
• Mastercard Travel Rewards
• Mastercard Zero Liability
• Priceless experiences