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The Ulta Beauty's credit card is a store credit card and store cards usually require applicants to have an average credit history. Also, like any store credit card, Ultra credit card comes with a high interest rate of up to 26.24%. If you are not going to pay off the card balance in full each month, you may accrue big debt and pretty fast. If you are a student, you can choose a credit card from those offered to students. Student credit cards usually have lower interest rates and fees. Some of them even come with rewards.

If you want a cash back credit card, you can consider the Discover it® Student Cash Back card. The card offers 1% cash back on all purchases. You can even get 5% cash back on everyday purchases at different places each quarter like Amazon.com, grocery stores, restaurants, gas stations and when you pay using PayPal, up to the quarterly maximum when you activate.