The content on this page is accurate as of the posting date; however, some of the offers mentioned may have expired.
The Ulta Beauty Rewards® Credit Card is a store credit card, and store cards typically require applicants to have an average credit history. If you want to be approved for the Ulta Beauty Rewards® Mastercard® Credit Card, then you will need good credit, as the Mastercard version has a recommended credit score of 700 or above.
To apply for the Ulta Beauty credit card, you must be at the age of majority in your state (which is between 18 and 21), have a valid government-issued photo ID, have a valid Social Security number (SSN) or Social Insurance Number (SIN), and have a street, rural route, or APO/FPO mailing address (no PO Boxes). Plus, the issuer may ask you to provide proof of income.
There is no guarantee whether you will be approved for the Ulta credit card or not, as the issuer bases the decision on the information you provide and your creditworthiness.
However, you can increase your approval odds by using prequalification tools. Many issuers have tools that will allow you to see whether you pre-qualify for any of their credit card offers. Using such tools to prequalify won't affect your credit score.
Additionally, many major issuers have student credit cards that are designed to meet students' needs. Student credit cards may come with lower fees and interest rates, have rewards programs, and offer various perks. They are typically rather easy to qualify for as they don't have strict requirements.
