Scotia Momentum® VISA* card

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Scotia Momentum® VISA* card
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Card Rating:
Credit Recommended:
Card Rating:
Credit Recommended:
GOOD
Bank:
Scotiabank
Card Network:
Visa®
User Category:
Consumer
Card Type:
Unsecured
Issuing Country:
Canada

About this Credit Card:

2.99% introductory interest rate on balance transfers for the first 6 months (22.99% after that; annual fee $39)◊
Cash back with low annual fee
2% on eligible gas station, grocery store and drug store purchases and recurring bill payments
1% cash back on all other eligible everyday purchases
Rates, fees and other information are effective as of February 1, 2018. Subject to change.

Rewards Program

Cash Back Rewards

Max Rewards Per $1:
2% on eligible gas station, grocery store and drug store purchases and recurring bill payments

Interest Rates & Fees

Everyday Purchases
Introductory APR:
N/A
Ongoing APR:
19.99%
Penalty APR:
See terms*
Minimum Grace Period:
See terms*
Minimum Interest Charge:
See terms*
More details expand
Less details collapce
Balance Transfer
Introductory APR:
2.99% for the first 6 months*
Ongoing APR:
22.99%
Balance Transfer Fee:
See terms*
Penalty APR:
See terms*
Minimum Grace Period:
See terms*
More details expand
Less details collapce
Cash Advance
Ongoing APR:
22.99%
Cash Advance Fee:
See terms*
Penalty APR:
See terms*
Minimum Grace Period:
See terms*
More details expand
Less details collapce
Other Fees
Application Processing Fee:
See terms*
Annual Fee:
$39
Late Payment Fee:
See terms*
Foreign Transaction Fee:
2.5%
More details expand
Less details collapce

Expert Review

Our Expert's Valuation:

pluses
Low promotional rate on cash advances and balance transfers.

pluses
Cash back rewards program.

pluses
Visa payWave.

minuses
Has an annual fee.

Expert's Ratings:

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Maintenance Fees:
Features & Benefits:
Reward Program:
Customer Service:
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Interest Rates:
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User comments about Scotia Momentum® VISA* card:
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