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User Questions & Answers about Excellent/Good Credit

As you’ve decided to choose one of best credit card offers available to people with perfect credit and don’t really sure about what card you’d better apply, you may ask our experts and you’ll be given a possible way out. See our advice and make your own decision.

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Do Ikea visa card rewards expire?

Answered on May 14, 2018

Yes. Ikea Visa Credit Card rewards expire after 36 months after the date that they are posted to your account. Moreover, you can't redeem earned rewards at any amount. The minimum redemption rate is $15. After you earn $15 in rewards, you will get $15 Reward Certificate that can only be used at Ikea.... Continue reading

Does Starbucks credit card offer 0% APR on purchases?

Answered on March 25, 2018

Unfortunately, no. Co-branded credit cards almost never offer 0% APR on purchases for cardholders. If you need this feature you'd better consider getting a regular credit card, that may offer not only 0% intro APR on purchases but even decent rewards and no annual fee. Continue reading

Does the Exxon Smart Card allow you to save 6 cents off a gallon of gas each time you use this card? I did not find this card on the website and would like to apply for it.

Answered on April 27, 2017

You will be able to earn 6 cents per gallon using the Exxon Smart card if you purchase at least 45 gallons (maximum is 100 gallons) of Exxon or Mobil branded fuel in a billing cycle. To apply for this card you should visit the ExxonMobil website. Continue reading

What kind of credit do I need to apply for the Lowe’s credit card?

Answered on March 24, 2017

Excellent credit is not necessary, but this card will not be given to those with bad credit either. Continue reading

Can I use the Burkes Outlet credit card at other stores like Burkes?

Answered on November 24, 2016

Unfortunately you can't. The Burkes Outlet credit card is only good at Burkes Outlet store locations and for online purchases from Burkes website. If you want to use your card at other stores, you should consider a general credit card since they're accepted just about everywhere. If you'd still like... Continue reading

I have an excellent credit score that I’ve worked hard to earn and maintain. What kinds of cards are available to me, that reflect my great credit?

Answered on July 23, 2016

Congratulations on having a sky-high credit score. You must have made all your payments on time, kept your revolving balances low, had your credit cards for a long time, and utilized a mix of types of credit, such as a business loan or mortgage in addition to a credit card. Continue reading

I am interested in the Modell’s credit card and I was wondering if I would be eligible for it because my credit score is not exactly 800. Do you think I would be approved for this card, and also, where can I apply for it?

Answered on July 18, 2015

When it comes down to whether or not you are going to be approved for a specific card, you have to remember that there are several factors the credit issuer takes into consideration, not just your credit score. Continue reading

I am interested in the Mandee card and I want to apply for it. The unfortunate thing is that my credit score isn’t anywhere near 800. I was wondering if I would still be eligible for the Mandee card or if I should look elsewhere, also, where can I apply for it?

Answered on July 1, 2015

When it comes to whether or not you are going to be eligible for a specific credit card, the thing you must take into consideration is the fact that there are many factors that come into play when deciding whether or not you are eligible, not just your credit score. Continue reading

What kind of credit score do I need to get the Academy Visa?

Answered on June 23, 2015

You don’t need excellent credit, but on the other hand don’t apply for it if you have bad credit either. Anytime you have a hard inquiry on your credit report your credit score takes a hit. If you have bad credit there are cards that you can receive. Just be sure that you are applying for a card for... Continue reading

I improved my credit using Emblem credit card. Now my credit score is close to 700 and I want to apply for another credit card with low interest rate and close my Emblem card. What credit card would you recommend?

Answered on May 4, 2015

Any credit card for people with fair credit will be good for you. But probably one of the best options will be the . Continue reading

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