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If you have a fair credit score - in the 620 to 680 range - there are many credit cards available to you, but you may not be granted a very high credit limit. It depends not only on your credit score, but also on your employment and income status.

A credit limit of $3,000 or less is about what you can expect to get if your credit score falls in the mid-600 range. Once you get a credit card, there are a few things you can do to try to get a higher limit:

  • Pay at least your minimum balance due on time each month
  • Keep your balance well below your limit - less than 30% of your available credit
  • Do not apply for more credit cards - this can have a negative effect on your credit score

As your credit rating improves, your chances of being granted a higher credit limit will improve too.