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American Express doesn't publish an official spending requirement for the Centurion® Card (Black Card)*. Based on reports, personal invitations often go to people who consistently spend $250,000-$500,000+ per year on an Amex Platinum* or Business Platinum*. Business accounts sometimes need even higher annual spend. Since you've been spending at least $400k a year for several years and are now at about $80k per month, you may already be in the range where Amex could notice your profile. Still, invitations also depend on factors beyond spending, such as payment history, how long you've held your Amex account, and overall relationship with the company.

Because there's no guaranteed threshold or timeline, it can take patience even if your numbers are strong. In the meantime, if you want premium perks and reliable lounge access, you might also look at the Citi Strata Elite℠ Card. While it won't get you into Centurion Lounges, it does provide four annual passes to American Airlines Admirals Club lounges along with other valuable travel benefits. That can give you a high-end experience right away while you wait and see if an Amex Black Card invitation comes your way.

So, while you continue building your history with Amex in hopes of a Black Card invitation, the Citi Strata Elite card can serve as a practical option that delivers meaningful lounge access and travel value right away.

*Non-Monetized. The information related to The Platinum Card® from American Express, The Business Platinum Card® from American Express, and the Centurion® Card from American Express were collected by Credit-Land.com and has not been reviewed or provided by the issuer of this product/card. Product details may vary. Please see issuer website for current information. Credit-Land.com does not receive commission for this product.

tags : American Express Lounges Premium Credit Cards

Disclaimer: This editorial content is not provided or commissioned by the banks or credit card issuer(s). Opinions expressed here are the author's alone, not those of the banks or credit card issuer(s), and have not been reviewed, approved or otherwise endorsed by the banks or credit card issuer(s). Reasonable efforts are made to present accurate info, however all info is presented without warranty. Consult with the issuing bank of the card or account for terms & conditions.
All rates and fees, and other terms and conditions of the products mentioned in this article/post are accurate as of the last update date but are subject to change. See the current products' Terms & Conditions on the issuing banks' websites.