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Does Walmart have their own credit card, and if they do what is it called, because I see...

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Does Walmart have their own credit card, and if they do what is it called, because I see a lot of credit cards?

Answered on Oct 14, 2026

Updated on Oct 14, 2026

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Yes, Walmart has its branded credit cards: the OnePay CashRewards Card* and the OnePay Walmart Spend Card*.

The OnePay CashRewards Card is a general-purpose credit card that you can use anywhere Mastercard is accepted. It offers up to 5% back at Walmart and 1.5% back on all other purchases.

The OnePay Walmart Spend Card is a store card that can only be used inside Walmart stores, on Walmart.com, and at Walmart gas stations. Customers fill out one single application for the program. If you qualify, you get the OnePay CashRewards Card. If you don't, you'll then be considered for the OnePay Walmart Spend Card.

Another option for Walmart shoppers is the Walmart MoneyCard^®, a prepaid debit card that gives you 3% cash back at Walmart.com, 2% at Walmart fuel stations, and 1% at Walmart stores, capped at $75 per year. There's no credit check or minimum balance requirements to get a card.

As an alternative, you can sign up for Walmart+ through the Walmart+ Membership Page or the Walmart app and link an existing credit card, debit card, or gift card to your Walmart account.

You could consider applying for a rewards credit card that offers at least 2% cash back on all purchases, such as the Citi Double Cash® Card. It earns unlimited 2% cash back on purchases: 1% when you buy and 1% as you pay. By adding the card to the Walmart account, you can earn rewards on everyday spending while taking advantage of Walmart+ benefits and discounts.

*The information for the following product(s) has been collected independently by Credit-Land.com: OnePay CashRewards Card, OnePay Walmart Spend Card. The card details on this page have not been reviewed or provided by the card issuer. Product details may vary. Please see the issuer website for current information. Credit-Land.com does not receive commission for this product.

tags : Cash Back Credit Cards Rewards

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All rates and fees, and other terms and conditions of the products mentioned in this article/post are accurate as of the last update date but are subject to change. See the current products' Terms & Conditions on the issuing banks' websites.

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