The content is accurate at the time of publication and is subject to change.

There are lots of Visa credit cards offered to the U.S. consumers these days. You can find secured cards, Visa rewards credit cards, cards with low rates or no fees, or cards for balance transfers. To understand which Visa card application is good for you, you should:

  • know your credit score. Your credit score is used to determine your eligibility for any credit card. Therefore, knowing your most current credit score will make it easier to find a Visa card you may qualify;

  • determine your goals. You should know what you need a new credit card for if you want to get the best Visa card for you. If you want to earn rewards, look for Visa cards with rewards. Those who are rebuilding their credit, should consider secured credit cards.


A Visa credit card application process is pretty simple like with any other credit card. You simply choose a Visa card that is good for you, you can check out Visa credit card apps we have, and then click on the apply button to get to the application page. Then, fill out your application, carefully read the card's terms and conditions and submit your application. When approved, the issuer will send your card by mail. Do not forget to activate your Visa credit card and create an online account access for convenience.

Visa credit cards can be used everywhere. If there are no restrictions, you will be able to use your Visa card abroad and for online purchases. Note that Visa cards come with different Visa benefits. The best benefits are offered with Visa Signature cards. These cards are tailored to the needs of travelers as they come with great travel perks.

Disclaimer: This editorial content is not provided or commissioned by the credit card issuer(s). Opinions expressed here are the author's alone, not those of the credit card issuer(s), and have not been reviewed, approved or otherwise endorsed by the credit card issuer(s). Reasonable efforts are made to present accurate information, however all information is presented without warranty. Consult a card's issuing bank for the terms & conditions.
All rates and fees, and other terms and conditions of the products mentioned in this article/post are actual as of the last update date but are subject to change. See the current products 'Terms & Conditions on the issuing banks' websites.