The content is accurate at the time of publication and is subject to change.

If you see that you won't be able to pay off the card balance in full by the end of the zero introductory period and want to prolong your 0% APR for another year or two, we would suggest you do a simple balance transfer by applying for another credit card offer with a 0% intro APR on balance transfers. Zero interest balance transfer periods can last up to 21 months giving you enough time to pay the transferred balance. Just keep in mind that most balance transfer credit cards charge a balance transfer fee - a 3% balance transfer fee on average. However, your savings from transferring a balance to a 0% intro APR credit card may still be much higher than a balance transfer fee.

tags : Balance Transfers Interest Rates Low Interest

Disclaimer: This editorial content is not provided or commissioned by the credit card issuer(s). Opinions expressed here are the author's alone, not those of the credit card issuer(s), and have not been reviewed, approved or otherwise endorsed by the credit card issuer(s). Reasonable efforts are made to present accurate information, however all information is presented without warranty. Consult a card's issuing bank for the terms & conditions.
All rates and fees, and other terms and conditions of the products mentioned in this article/post are actual as of the last update date but are subject to change. See the current products' Terms & Conditions on the issuing banks' websites.