Best Alternatives to Cenex Credit Card from our partners

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Gas Credit Cards for Cenex Clients

Cenex® is the brand name of CHS Inc., a company that ranks high in the Fortune 500 list of the largest U.S. companies. CHS has the reputation of being a reliable provider of high-quality energy products and its network of convenience stores is among the top 20 in the United States.

If you often fill up your vehicle at Cenex gas stations, be sure to review the gasoline credit card applications that will provide you with an opportunity to accumulate gas rebates every time you make gas purchases at Cenex locations.

Choose between the gas rebates credit cards that give generous rebates on gas purchases. You may also review online credit card applications that allow you to accumulate cash rebates on purchases made at any gas station or those that also give high rebates on everyday purchases.

NB! 1% cash back is 2.48¢; savings per gallon at current gas prices (2% cash back ~ 4.97¢/gal and 5% cash back ~ 12.4¢/gal).**

Excellent, Good Credit
Discover it® Miles
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Key Feature:
INTRO OFFER: Discover will match ALL the Miles you've earned at the end of your first year, automatically. For example, if you earn 30,000 Miles, you get 60,000 Miles. That's $600 towards travel! Summary of Card Features:
  • INTRO OFFER: Discover will match ALL the Miles you've earned at the end of your first year, automatically. For example, if you earn 30,000 Miles, you get 60,000 Miles. That's $600 towards travel!
  • Earn unlimited 1.5x Miles for every dollar spent on all purchases all with no annual fee.
  • No Blackout Dates - fly any airline, stay at any hotel.
  • Redeem your Miles as a statement credit towards travel purchases.
  • Freeze your account in seconds with an on/off switch either on the mobile app or website to prevent new purchases, cash advances, and balance transfers.
  • Get your free Credit Scorecard with your FICO® Credit Score, number of recent inquiries and more.
  • Receive FREE Social Security number alerts-Discover will monitor thousands of risky websites when you sign up.
  • No Annual Fee.
  • Click "APPLY NOW" to see rates, rewards, FICO® Credit Score terms, Discover Match™ details & other information.
Card Features:
Intro APR on Bal. Tr.10.99% (14 months)
Intro APR on Purch.0% (14 months)
Regular APR13.99% - 24.99% Variable
Annual Fee$0
Our Expert Opinion
  • INTRO OFFER: Discover will match ALL the Miles you've earned at the end of your first year, automatically. For example, if you earn 30,000 Miles, you get 60,000 Miles. That's $600 towards travel!
  • Earn unlimited 1.5x Miles for every dollar spent on all purchases all with no annual fee.
  • No Blackout Dates - fly any airline, stay at any hotel.

See card details
Excellent, Good Credit
Discover it® chrome
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Key Feature:
INTRO OFFER: Discover will match ALL the cash back you've earned at the end of your first year, automatically. There's no signing up. And no limit to how much is matched. Summary of Card Features:
  • INTRO OFFER: Discover will match ALL the cash back you've earned at the end of your first year, automatically. There's no signing up. And no limit to how much is matched.
  • Earn 2% cash back at gas stations and restaurants on up to $1,000 in combined purchases each quarter. Plus, earn unlimited 1% cash back on all other purchases - automatically.
  • Redeem your cash back for any amount, any time. Cash rewards never expire.
  • 100% U.S. based customer service.
  • Get your free Credit Scorecard with your FICO® Credit Score, number of recent inquiries and more.
  • Receive FREE Social Security number alerts-Discover will monitor thousands of risky websites when you sign up.
  • No annual fee.
  • Click "APPLY NOW" to see rates, rewards, FICO® Credit Score terms, Cashback Match™ details & other information.
Card Features:
Intro APR on Bal. Tr.0% (14 months)
Intro APR on Purch.0% (14 months)
Regular APR13.99% - 24.99% Variable
Annual Fee$0
Our Expert Opinion
  • INTRO OFFER: Discover will match ALL the cash back you've earned at the end of your first year, automatically. There's no signing up. And no limit to how much is matched.
  • Earn 2% cash back at gas stations and restaurants on up to $1,000 in combined purchases each quarter. Plus, earn unlimited 1% cash back on all other purchases - automatically.
  • Redeem your cash back for any amount, any time. Cash rewards never expire.

See card details
Citi® / AAdvantage® Platinum Select® World Elite™ Mastercard®
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Key Feature:
Earn up to 50,000 American Airlines AAdvantage® bonus miles: 40,000 AAdvantage® miles after making $2,000 in purchases in first 3 months and 10,000 after making a total of $6,000 in purchases in first 12 months of account opening* Summary of Card Features:
  • Earn up to 50,000 American Airlines AAdvantage® bonus miles: 40,000 AAdvantage® miles after making $2,000 in purchases in first 3 months and 10,000 after making a total of $6,000 in purchases in first 12 months of account opening*
  • Earn 2 AAdvantage® miles for every $1 spent at gas stations*
  • Earn 2 AAdvantage® miles for every $1 spent at restaurants*
  • Earn 2 AAdvantage® miles for every $1 spent on eligible American Airlines purchases*
  • Earn a $100 American Airlines Flight Discount after you spend $20,000 or more in purchases during your cardmembership year and renew your card*
  • No Foreign Transaction Fees*
  • First checked bag is free on domestic American Airlines itineraries for you and up to four companions traveling with you on the same reservation*
  • Enjoy preferred boarding on American Airlines flights*
  • Receive 25% savings on inflight food and beverage purchases when you use your card on American Airlines flights*
Card Features:
Intro APR on Bal. Tr.N/A
Intro APR on Purch.N/A
Regular APR17.99% - 25.99%* (Variable)
Annual Fee$99, waived for first 12 months*
Our Expert Opinion
  • Earn American Airlines AAdvantage® bonus miles.
  • 25% savings on eligible in-flight purchases.
  • No Foreign Transaction Fees

  • Annual fee is $99, waived for first 12 months*.
See card details
Excellent, Good Credit
Discover it® Cash Back
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Key Feature:
Earn 5% cash back at different places each quarter like gas stations, grocery stores, restaurants, Amazon.com and more up to the quarterly maximum, each time you activate. Summary of Card Features:
  • INTRO OFFER: Discover will match ALL the cash back you've earned at the end of your first year, automatically. There's no signing up. And no limit to how much is matched.
  • Earn 5% cash back at different places each quarter like gas stations, grocery stores, restaurants, Amazon.com and more up to the quarterly maximum, each time you activate.
  • Plus, earn unlimited 1% cash back on all other purchases - automatically.
  • Redeem cash back any amount, any time. Rewards never expire.
  • Use your rewards at Amazon.com checkout.
  • Receive FREE Social Security number alerts-Discover will monitor thousands of risky websites when you sign up.
  • No annual fee.
  • Click "APPLY NOW" to see rates, rewards, FICO® Credit Score terms, Cashback Match™ details & other information.
Card Features:
Intro APR on Bal. Tr.0% (14 months)
Intro APR on Purch.0% (14 months)
Regular APR13.99% - 24.99% Variable
Annual Fee$0
Our Expert Opinion
  • INTRO OFFER: Discover will match ALL the cash back you've earned at the end of your first year, automatically. There's no signing up. And no limit to how much is matched.
  • Earn 5% cash back at different places each quarter like gas stations, grocery stores, restaurants, Amazon.com and more up to the quarterly maximum, each time you activate.
  • Plus, earn unlimited 1% cash back on all other purchases - automatically.

See card details
Credit One Bank® Platinum Visa®
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Key Feature:
Enjoy peace of mind with $0 Fraud Liability Summary of Card Features:
  • Enjoy peace of mind with $0 Fraud Liability
  • Qualified applicants will receive a card with a competitive APR and no annual fee along with 1% cash back rewards on all purchases, terms apply
  • View updates to your Experian credit score with free online access, terms apply
  • Make paying your bill easier with the ability to choose your payment due date, terms apply
  • Access your account on-the-go with the Credit One Bank mobile app
  • Never miss an account update with customizable text and email alerts
  • Show off your personality by selecting from a variety of card designs, a fee may apply
Card Features:
Intro APR on Bal. Tr.N/A
Intro APR on Purch.N/A
Regular APR19.99% - 25.99% Variable
Annual Fee$0 - $99
Our Expert Opinion
  • Free online access to your Experian credit score.
  • Enjoy peace of mind with $0 Fraud Liability.
  • 1% cash back rewards on eligible purchases.

  • Annual fee between $0 and $99.
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Credit One Bank® Platinum Visa® with Cash Back Rewards
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Key Feature:
Qualified applicants will enjoy benefits including 1% cash back rewards on all purchases, no annual fee, and a competitive APR. Terms apply Summary of Card Features:
  • Qualified applicants will enjoy benefits including 1% cash back rewards on all purchases, no annual fee, and a competitive APR. Terms apply
  • CreditOneBank.com and the Credit One Bank mobile app makes it easy to access and manage all your account information and make payments whether you’re at home or on-the-go.
  • Zero Fraud Liability protects you if your card is ever lost or stolen. Rest easy knowing you won't be held responsible for unauthorized charges.
  • Use your Apple device to make purchases securely through Apple Pay®. Apple Pay is a registered trademark of Apple, Inc.
  • Keep an eye on your credit information with free online access to your Experian credit score. Terms apply.
  • Get access to billing statements online when you Go Paperless. Enjoy quicker access to your account documents without the hassle of having to wait ‘til they arrive in the mail.
Card Features:
Intro APR on Bal. Tr.N/A
Intro APR on Purch.N/A
Regular APR19.99% - 25.99% Variable
Annual Fee$0 - $99
Our Expert Opinion
  • 1% cash back rewards on all purchases.
  • Zero Fraud Liability.
  • Free online access to your Experian credit score.

  • Annual fee between $0 and $99.
See card details
Citi® Double Cash Card – 18 month BT offer
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Key Feature:
Earn 2% cash back on purchases: 1% when you buy plus 1% as you pay Summary of Card Features:
  • Earn 2% cash back on purchases: 1% when you buy plus 1% as you pay
  • Balance Transfers do not earn cash back
  • 0% Intro APR on Balance Transfers for 18 months. After that, the variable APR will be 15.49% - 25.49% based on your creditworthiness*
  • Click 'Apply Now' to see the applicable balance transfer fee and how making a balance transfer impacts interest on purchases
  • No categories to track, no caps on cash back, no annual fee*
Card Features:
Intro APR on Bal. Tr.0% 18 months on Balance Transfers*
Intro APR on Purch.N/A
Regular APR15.49% - 25.49%* (Variable)
Annual Fee$0*
Our Expert Opinion
  • 0% Intro APR on Balance Transfers for 18 months*
  • Earn cash back as you pay for your purchases
  • No annual fee

  • Balance transfer fee applies
See card details
Please refer to issuer's website
Discover it® Secured
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Key Feature:
No Annual Fee, earn cash back, and build your credit with responsible use. Summary of Card Features:
  • No Annual Fee, earn cash back, and build your credit with responsible use.
  • It’s a real credit card. You can build a credit history with the three major credit bureaus. Generally, debit and prepaid cards can't help you build a credit history.
  • Establish your credit line by providing a refundable security deposit from $200-$2500 after being approved. Bank information must be provided when submitting your deposit.
  • Automatic reviews starting at 8 months to see if we can transition you to an unsecured line of credit and return your deposit.
  • 2% cash back at gas stations and restaurants on up to $1,000 in combined purchases every quarter, automatically. Plus, earn unlimited 1% cash back on all other purchases.
  • Get 100% U.S. based customer service & get your free Credit Scorecard with your FICO® Credit Score
  • We automatically match all the cash back you’ve earned at the end of your first year.
  • Receive FREE Social Security number alerts-Discover will monitor thousands of risky websites when you sign up.
  • Click "APPLY NOW" to see rates, rewards, FICO® Credit Score terms, Cashback Match™ details & other information.
Card Features:
Intro APR on Bal. Tr.10.99% (6 months)
Intro APR on Purch.N/A
Regular APR24.99% Variable
Annual Fee$0
Our Expert Opinion
  • No Annual Fee, earn cash back, and build your credit with responsible use.
  • It’s a real credit card. You can build a credit history with the three major credit bureaus. Generally, debit and prepaid cards can't help you build a credit history.
  • Establish your credit line by providing a refundable security deposit from $200-$2500 after being approved. Bank information must be provided when submitting your deposit.

See card details

** The calculation is based on average gas prices (which is $2.486 for regular gas as of January 2018). Savings may vary. This calculation is for informational purposes only.

Credit Card Applications for Cenex

Among the various types of rewards programs, gasoline rewards programs are very popular. Credit offers with gas rebates enable you to save a significant amount of money each time you use your card to pay at the pump. The best thing about these rewards programs is that they give high rebates on the purchases we commonly make, i.e. gas purchases. This means that by using a gas card regularly, you can easily accumulate rebates quickly.

Gasoline rebates work much like cash back rewards, and they usually give a 2-5 percent cash back rebate per dollar spent on gas purchases. When choosing the best gas rewards program, you should pay close attention to the terms of the program. Some companies may limit the amount of gas rebates that can be earned, while others may offer big rebates, but only for a limited period of time.

Be sure to apply for a card that allows you to earn unlimited gas rewards that will never expire. By choosing a gas card with a flexible rewards scheme, you can easily accumulate the necessary amount of rebates and redeem them for gift certificates or merchandise, depending on the gas rewards program you want to participate in.

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