Best Alternatives to Cenex Credit Card from our partners
ADVERTISING DISCLOSURE
ADVERTISING DISCLOSURE:
Credit-Land.com is an independent, advertising-supported web site.
Credit-Land.com receives compensation from most credit card issuers whose offers appear on our site.
Compensation from our advertising partners impacts how and where their products appear on our site,
including, for example, the order in which they may appear within review lists.
Credit-Land.com has not reviewed all available credit card offers in the marketplace.
Gas Credit Cards for Cenex Clients
Cenex® is the brand name of CHS Inc., a company that ranks high in the Fortune 500 list of the largest U.S. companies. CHS has the reputation of being a reliable provider of high-quality energy products and its network of convenience stores is among the top 20 in the United States.
If you often fill up your vehicle at Cenex gas stations, be sure to review the gasoline credit card applications that will provide you with an opportunity to accumulate gas rebates every time you make gas purchases at Cenex locations.
Choose between the gas rebates credit cards that give generous rebates on gas purchases. You may also review online credit card applications that allow you to accumulate cash rebates on purchases made at any gas station or those that also give high rebates on everyday purchases.
NB! 1% cash back is 2.48¢; savings per gallon at current gas prices (2% cash back ~ 4.97¢/gal and 5% cash back ~ 12.4¢/gal).**
Excellent, Good Credit
Key Feature:
We'll match all the Miles you've earned at the end of your first year. For example, if you earn 30,000 Miles, you get 60,000 Miles. Summary of Card Features:
We'll match all the Miles you've earned at the end of your first year. For example, if you earn 30,000 Miles, you get 60,000 Miles. Summary of Card Features:
- We'll match all the Miles you've earned at the end of your first year. For example, if you earn 30,000 Miles, you get 60,000 Miles.
- Unlimited 1.5x Miles per dollar on all purchases, every day, with no annual fee.
- No Blackout Dates - fly any airline, stay at any hotel.
- Redeem your Miles as a statement credit towards travel purchases.
- Freeze your account in seconds with an on/off switch either on the mobile app or website to prevent new purchases, cash advances, and balance transfers.
- Get your free Credit Scorecard with your FICO® Credit Score, number of recent inquiries and more.
- Receive FREE Social Security number alerts-Discover will monitor thousands of risky websites when you sign up.
- No Annual Fee.
- Click "APPLY NOW" to see rates, rewards, FICO® Credit Score terms, Discover Match® details & other information.
Card Features:
| Intro APR on Bal. Tr. | 10.99% (14 months) |
| Intro APR on Purch. | 0% (14 months) |
| Regular APR | 13.74% - 24.74% Variable |
| Annual Fee | $0 |
Our Expert Opinion
- We'll match all the Miles you've earned at the end of your first year. For example, if you earn 30,000 Miles, you get 60,000 Miles.
- Unlimited 1.5x Miles per dollar on all purchases, every day, with no annual fee.
- No Blackout Dates - fly any airline, stay at any hotel.
See card details
Excellent, Good Credit
Key Feature:
INTRO OFFER: Discover will match ALL the cash back earned at the end of your first year, automatically. Summary of Card Features:
INTRO OFFER: Discover will match ALL the cash back earned at the end of your first year, automatically. Summary of Card Features:
- INTRO OFFER: Discover will match ALL the cash back earned at the end of your first year, automatically.
- Earn 2% cash back at gas stations and restaurants on up to $1,000 in combined purchases each quarter, automatically. Plus, earn unlimited 1% cash back on all other purchases – automatically.
- Redeem your cash back for any amount, any time. Cash rewards never expire.
- 100% U.S. based customer service.
- Get your free Credit Scorecard with your FICO® Credit Score, number of recent inquiries and more.
- Receive FREE Social Security number alerts—Discover will monitor thousands of risky websites when you sign up.
- No annual fee.
- Click "APPLY NOW" to see rates, rewards, FICO® Credit Score terms, Cashback Match™ details & other information.
Card Features:
| Intro APR on Bal. Tr. | 0% (14 months) |
| Intro APR on Purch. | 0% (14 months) |
| Regular APR | 13.74% - 24.74% Variable |
| Annual Fee | $0 |
Our Expert Opinion
- INTRO OFFER: Discover will match ALL the cash back earned at the end of your first year, automatically.
- Earn 2% cash back at gas stations and restaurants on up to $1,000 in combined purchases each quarter, automatically. Plus, earn unlimited 1% cash back on all other purchases – automatically.
- Redeem your cash back for any amount, any time. Cash rewards never expire.
See card details
Excellent, Good Credit
Key Feature:
For a limited time, earn 60,000 American Airlines AAdvantage® bonus miles after making $3,000 in purchases within the first 3 months of account opening* Summary of Card Features:
For a limited time, earn 60,000 American Airlines AAdvantage® bonus miles after making $3,000 in purchases within the first 3 months of account opening* Summary of Card Features:
- For a limited time, earn 60,000 American Airlines AAdvantage® bonus miles after making $3,000 in purchases within the first 3 months of account opening*
- New: Earn 2 AAdvantage® miles for every $1 spent at gas stations*
- New: Earn 2 AAdvantage® miles for every $1 spent at restaurants*
- Earn 2 AAdvantage® miles for every $1 spent on eligible American Airlines purchases*
- New: Earn a $100 American Airlines Flight Discount after you spend $20,000 or more in purchases during your cardmembership year and renew your card*
- No Foreign Transaction Fees*
- First checked bag is free on domestic American Airlines itineraries for you and up to four companions traveling with you on the same reservation*
- Enjoy preferred boarding on American Airlines flights*
- Receive 25% savings on in-flight food and beverage purchases when you use your card on American Airlines flights*
Card Features:
| Intro APR on Bal. Tr. | N/A |
| Intro APR on Purch. | N/A |
| Regular APR | 17.74% - 25.74%* (Variable) |
| Annual Fee | $99, waived for first 12 months* |
Our Expert Opinion
- Earn American Airlines AAdvantage® bonus miles.
- 25% savings on eligible in-flight purchases.
- No Foreign Transaction Fees
- Annual fee is $99, waived for first 12 months*.
See card details
Excellent, Good Credit
Key Feature:
Earn 5% cash back at different places each quarter like gas stations, grocery stores, restaurants, Amazon.com, or wholesale clubs up to the quarterly maximum each time you activate. Summary of Card Features:
Earn 5% cash back at different places each quarter like gas stations, grocery stores, restaurants, Amazon.com, or wholesale clubs up to the quarterly maximum each time you activate. Summary of Card Features:
- Earn 5% cash back at different places each quarter like gas stations, grocery stores, restaurants, Amazon.com, or wholesale clubs up to the quarterly maximum each time you activate.
- Earn unlimited 1% cash back on all other purchases – automatically.
- INTRO OFFER: Discover will match ALL the cash back earned at the end of your first year, automatically.
- Redeem cash back any amount, any time. Rewards never expire.
- Use your rewards at Amazon.com checkout.
- Receive FREE Social Security number alerts—Discover will monitor thousands of risky websites when you sign up.
- No annual fee.
- Click "APPLY NOW" to see rates, rewards, FICO® Credit Score terms, Cashback Match™ details & other information.
Card Features:
| Intro APR on Bal. Tr. | 0% (14 months) |
| Intro APR on Purch. | 0% (14 months) |
| Regular APR | 13.74% - 24.74% Variable |
| Annual Fee | $0 |
Our Expert Opinion
- Earn 5% cash back at different places each quarter like gas stations, grocery stores, restaurants, Amazon.com, or wholesale clubs up to the quarterly maximum each time you activate.
- Earn unlimited 1% cash back on all other purchases – automatically.
- INTRO OFFER: Discover will match ALL the cash back earned at the end of your first year, automatically.
See card details
Key Feature:
See if you Pre-Qualify without harming your credit score Summary of Card Features:
See if you Pre-Qualify without harming your credit score Summary of Card Features:
- See if you Pre-Qualify without harming your credit score
- This unsecured card requires no deposit and can help build your credit
- Track your progress with free online access to your Experian credit score, terms apply
- Build your credit history—we report to the credit bureaus monthly
- Looking for more credit? Get credit line increase opportunities, a fee may apply
- Enjoy the flexibility to choose your payment due date, terms apply
- Receive 1% cash back rewards on eligible purchases, terms apply
- No need to fret—you’re covered by $0 Fraud Liability
Card Features:
| Intro APR on Bal. Tr. | N/A |
| Intro APR on Purch. | N/A |
| Regular APR | 17.49% - 25.49% Variable |
| Annual Fee | $0 - $99 |
Our Expert Opinion
- Free online access to your Experian credit score.
- Pre-Qualify without harming your credit score.
- 1% cash back rewards on eligible purchases.
- Annual fee between $0 and $99.
See card details
Key Feature:
Enjoy peace of mind with $0 Fraud Liability Summary of Card Features:
Enjoy peace of mind with $0 Fraud Liability Summary of Card Features:
- Enjoy peace of mind with $0 Fraud Liability
- See if you Pre-Qualify in less than 60 seconds
- Receive 1% cash back on eligible purchases, terms apply
- Enjoy more buying power with credit line increase opportunities, a fee may apply
- Choose your monthly payment due date for added convenience, terms apply
- View updates to your Experian credit score with free online access, terms apply
- Access your account on-the-go with the Credit One Bank mobile app
- Never miss an account update with customizable text and email alerts
Card Features:
| Intro APR on Bal. Tr. | N/A |
| Intro APR on Purch. | N/A |
| Regular APR | 17.49% - 25.49% Variable |
| Annual Fee | $0 - $99 |
Our Expert Opinion
- See if you Pre-Qualify in less than 60 seconds.
- Get 1% cash back on eligible purchases.
- Free online access to your Experian credit score.
- Has a foreign transaction fee.
- Annual fee between $0 and $99.
See card details
Excellent, Good Credit
Key Feature:
Earn 2% cash back on purchases: 1% when you buy plus 1% as you pay Summary of Card Features:
Earn 2% cash back on purchases: 1% when you buy plus 1% as you pay Summary of Card Features:
- Earn 2% cash back on purchases: 1% when you buy plus 1% as you pay
- Balance Transfers do not earn cash back
- 0% Intro APR on Balance Transfers for 18 months. After that, the variable APR will be 15.24% - 25.24% based on your creditworthiness*
- Click 'Apply Now' to see the applicable balance transfer fee and how making a balance transfer impacts interest on purchases
- No categories to track, no caps on cash back, no annual fee*
Card Features:
| Intro APR on Bal. Tr. | 0% 18 months on Balance Transfers* |
| Intro APR on Purch. | N/A |
| Regular APR | 15.24% - 25.24%* (Variable) |
| Annual Fee | $0* |
Our Expert Opinion
- 0% Intro APR on Balance Transfers for 18 months*
- Earn cash back as you pay for your purchases
- No annual fee
- Balance transfer fee applies
See card details
Key Feature:
Find out if you Pre-Qualify without harming your credit score Summary of Card Features:
Find out if you Pre-Qualify without harming your credit score Summary of Card Features:
- Find out if you Pre-Qualify without harming your credit score
- Eligible purchases earn 1% cash back rewards automatically, terms apply
- Get a credit line between $300 and $3,000 based on your credit history
- Looking for more credit? Get credit line increase opportunities, a fee may apply
- Choose your monthly payment due date for added convenience, terms apply
- With $0 Fraud Liability, you won’t be responsible for unauthorized charges
- Manage your account on-the-go with the Credit One Bank mobile app
- Looking to rebuild credit? We report to the major credit bureaus monthly
- View your Experian credit score online for free, terms apply
Card Features:
| Intro APR on Bal. Tr. | N/A |
| Intro APR on Purch. | N/A |
| Regular APR | 17.49% - 25.49% Variable |
| Annual Fee | $0 - $99 |
Our Expert Opinion
- Pre-Qualify without harming your credit score.
- Credit line between $300 and $3,000.
- Get 1% cash back on eligible purchases.
- Has a foreign transaction fee.
See card details
Excellent Credit
Key Feature:
Earn 50,000 bonus ThankYou® Points after you spend $4,000 in purchases within the first 3 months of account opening Summary of Card Features:
Earn 50,000 bonus ThankYou® Points after you spend $4,000 in purchases within the first 3 months of account opening Summary of Card Features:
- Earn 50,000 bonus ThankYou® Points after you spend $4,000 in purchases within the first 3 months of account opening
- Earn 3X Points on Travel, Including Gas Stations
- Earn 2X Points on Dining Out & Entertainment
- Earn 1X Points on All Other Purchases
- 50,000 Points are redeemable for $625 in airfare on any airline, anytime with no blackout dates when booked through the ThankYou® Travel Center, or $500 in gift cards when redeemed at thankyou.com
- No expiration and no limit to the amount of points you can earn with this card
- Points Transfer allows you to transfer points to participating airline loyalty programs
- No Foreign Transaction Fees on purchases*
Card Features:
| Intro APR on Bal. Tr. | N/A |
| Intro APR on Purch. | N/A |
| Regular APR | 16.24% - 25.24%* (Variable) |
| Annual Fee | $95, waived for first 12 months* |
Our Expert Opinion
- Annual fee is waived for the first year.
- Points do not expire.
- No Foreign Transaction Fees.
- Earn ThankYou points on card purchases.
- Annual Fee: $95, waived for first 12 months*.
See card details
Please refer to issuer's website
Key Feature:
No Annual Fee, cash back on every purchase, and helps you build your credit with responsible use. Summary of Card Features:
No Annual Fee, cash back on every purchase, and helps you build your credit with responsible use. Summary of Card Features:
- No Annual Fee, cash back on every purchase, and helps you build your credit with responsible use.
- Your Secured Credit Card requires a refundable security deposit up to the amount we can approve of at least $200 which will establish your credit line. You will need to provide your bank information when submitting your security deposit.
- We will automatically begin reviewing your account starting at 8 months to see if we can transition you to an unsecured line of credit.
- Earn 2% cash back at gas stations and restaurants on up to $1,000 in combined purchases each quarter, automatically. Plus, earn unlimited 1% cash back on all other purchases – automatically.
- Get a dollar-for-dollar match of all the cash back you've earned at the end of your first year, automatically.
- Receive FREE Social Security number alerts-Discover will monitor thousands of risky websites when you sign up.
- Click "APPLY NOW" to see rates, rewards, FICO® Credit Score terms, Cashback Match™ details & other information.
Card Features:
| Intro APR on Bal. Tr. | 10.99% (6 months) |
| Intro APR on Purch. | N/A |
| Regular APR | 24.74% Variable |
| Annual Fee | $0 |
Our Expert Opinion
- No Annual Fee, cash back on every purchase, and helps you build your credit with responsible use.
- Your Secured Credit Card requires a refundable security deposit up to the amount we can approve of at least $200 which will establish your credit line. You will need to provide your bank information when submitting your security deposit.
- We will automatically begin reviewing your account starting at 8 months to see if we can transition you to an unsecured line of credit.
See card details
Credit Card Applications for Cenex
Among the various types of rewards programs, gasoline rewards programs are very popular. Credit offers with gas rebates enable you to save a significant amount of money each time you use your card to pay at the pump. The best thing about these rewards programs is that they give high rebates on the purchases we commonly make, i.e. gas purchases. This means that by using a gas card regularly, you can easily accumulate rebates quickly.
Gasoline rebates work much like cash back rewards, and they usually give a 2-5 percent cash back rebate per dollar spent on gas purchases. When choosing the best gas rewards program, you should pay close attention to the terms of the program. Some companies may limit the amount of gas rebates that can be earned, while others may offer big rebates, but only for a limited period of time.
Be sure to apply for a card that allows you to earn unlimited gas rewards that will never expire. By choosing a gas card with a flexible rewards scheme, you can easily accumulate the necessary amount of rebates and redeem them for gift certificates or merchandise, depending on the gas rewards program you want to participate in.
Gas Rewards Video
Gas Rewards Credit Cards: Get Up to 5% Rebate
May 06, 2015
** The calculation is based on average gas prices (which is $2.486 for regular gas as of January 2018). Savings may vary. This calculation is for informational purposes only.