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News: Bilt Card 2.0 Is Launching In 2026 - Credit-Land.com

Bilt Rewards stopped accepting credit card applications for their Bilt Mastercard®* card and announced a new Bilt Card 2.0 in three versions. The new Bilt Card 2.0 is scheduled to launch on February 7th, 2026.

If you currently have the Bilt Mastercard, you don't need to do anything just yet. In early January, Bilt Rewards will reveal the details of their three new cards, and then current cardholders will be able to select the card that is right for them. If current cardholders opt for one of the new Bilt Card 2.0 versions, there will be a soft pull only to determine their eligibility. The card they choose will be delivered for the February 7th launch, so they are ready to go from day one.

Alternatively, current cardholders of the Wells Fargo Bilt Mastercard can choose to keep their Wells Fargo account open. If they choose so, the old account will become a Wells Fargo Autograph® Card with a different card number.

Built says the transition will be seamless, and Bilt Members don't need to do anything right now. They can continue using their current Bilt credit card as usual through February 6th. Bilt will guide current cardholders through every step of the transition.

As for the new Bilt Card 2.0, the available information is scarce. There will be three Bilt Card 2.0 options: with annual fees of $0, $95, and $495. The cards will allow cardholders to earn points on any eligible residential mortgage payments. Plus, there will be added new benefits and features based on member feedback.

If you want to be the first to know when Bilt Rewards drops the full details about Bilt Card 2.0, you can sign up at biltrewards.com/card for early access.

*The information for the following product(s) has been collected independently by Credit-Land.com: Wells Fargo Bilt Mastercard®. The card details on this page have not been reviewed or provided by the card issuer. Product details may vary. Please see issuer website for current information. Credit-Land.com does not receive commission for this product.