The content is accurate at the time of publication and is subject to change.
This article contains credit card information that may be out of date. Here are current details:
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- INTRO OFFER: Unlimited Cashback Match for all new cardmembers–only from Discover. Discover will automatically match all the cash back you’ve earned at the end of your first year! There’s no minimum spending or maximum rewards. You could turn $150 cash back into $300.
- Earn 5% cash back on everyday purchases at different places you shop each quarter like grocery stores, restaurants, gas stations, and more, up to the quarterly maximum when you activate. Plus, earn unlimited 1% cash back on all other purchases.
- Redeem your rewards for cash at any time.
Four times a year the Discover it® Cash Back card announces their bonus categories so cardholders can register to get 5% cash back in key categories up to the quarterly maximum. This season they get the enhanced bonus when pulling up to the gas station and when they get a ride with either Uber or Lyft. Cardholders get the 5% back between April 1 and June 30, 2019.
How does the bonus work? Once cardholders register on the website they will receive the 5% bonus whenever they use their card at gas stations, Lyft or Uber. They earn enhanced rewards on the first $1,500 in gas and rides. It is important to note that gas stations affiliated with superstores and supermarkets do not qualify for this promotion. The same holds for rides with Lyft and Uber paid for using gift cards.
Cash back and an anniversary present on Discover
When people have the Discover it® Cash Back credit card they get the 5% cash back on the rotating categories up to $1,500 each quarter after the activation, but they also earn unlimited 1% back on all other purchases.
At the end of the first year, Discover will match the amount of cash back the new cardholders have earned dollar for dollar. This anniversary present is just for the first year and kicks in automatically (provided you are a new cardholder).
Redeeming cash back
Cardholders can redeem their rewards whenever they want to and for any amount. Also, there is no expiration date on rewards. People who shop with Amazon can also use their rewards to make purchases via Amazon.
Security is important to consumers these days and this card comes with a variety of security related benefits, including signing up to get free alerts that let cardholders know if a new credit card, car loan, mortgage or other account pops up on their credit report.
They can also freeze their account via the app or the website if they misplace their card, or if it is stolen. And they can then turn it back on again when they are ready.
Zero Fraud Liability also comes along with this card's benefits package, so cardholders are not responsible for unauthorized purchases.
People looking for more information can check out the website.