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News: Is The Amazon Prime Visa Card Worth It? - Credit-Land.com

If you always shop at Amazon and even more have an Amazon Prime membership, there is absolutely no reason you shouldn't consider the Prime Visa card.

The Prime Visa is the most lucrative among Amazon credit cards. The card offers a $100 Amazon gift card instantly upon approval only for Prime members. There is no minimum spend required to receive this gift card. All you need to do is to get approved, the gift card will be given instantly upon approval.

Earning rates on the Prime Visa are great too. The card earns 5% back at Amazon, Amazon Fresh, Whole Foods Market, and on Chase Travel purchases, 2% back at gas stations, restaurants, local transit and commuting, 1% back on all other purchases. There is no cap on the cash back you can earn and earned rewards can be redeemed at Amazon as soon as the next day. If you do not want to redeem at Amazon, you'll have an option to redeem at Chase.com for cash back, gift cards, or travel.

In addition to rewards on purchases, you will also receive other benefits, such as early access to Prime Day deals, extended warranty insurance, purchase protection, baggage delay insurance, lost luggage reimbursement, no foreign transaction fees, secondary rental car insurance, travel accident insurance, 10% back on a rotating selection of items and categories. These are great benefits for a store card that has no annual fee.

Furthermore, Amazon has Prime Big Deal Days every year. This means you can save even more by combining your card's 5% cash back earnings with the sales during Prime Big Deal Days.

The Prime Visa card can be paired with the Wells Fargo Active Cash® Card or with the Citi Double Cash® Card to ensure you earn at least 2% back in rewards on your other purchases.