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News: Samsung Pay Comes To Chase Visa -

For some there is nothing better than leaving their credit cards at home and using their phone to pay for a latte, gas or anything else. And just in time for the holiday season, Chase Visa cardholders using Samsung devices can now do just that, whether they want to pay with their credit or debit cards, with the recent integration of Chase Visa with Samsung Pay.

Cardholders can use their S6, S6 edge, S6 edge+ and Note 5 to make payments, but it's important to note that Samsung Pay does not work with all cellphone carriers, only Sprint, T-Mobile, AT&T, and Cellular Networks based in the U.S. can be used with the app. People who have Verizon cannot yet use the payment service.

Samsung Pay lets you swipe with your finger to start the payment, then confirm with a fingerprint, so that the payment goes through. You must download the app from Google Play into your hand held device, before you can start using Samsung Pay. Once downloaded you can load any eligible card and begin using your phone to make payments.

Use it at any terminal, anywhere

The payment is made using Samsung's proprietary Magnetic Secure Transmission technology (MST), which transmits the user's payment information directly to the payment terminal. But what if the terminal is not outfitted for this new technology? Samsung Pay will work at all terminals, and does not require the use of special terminals, like some other payments systems because it does not use NFC technology. Instead the MST mimics an actual credit card's magnetic strip - in effect wirelessly swiping your card for you.

For Chase this upgrade is a way to give their cardholders more in terms of convenience. "Samsung Pay gives our customers another convenient way to pay with their Chase Visa credit, debit or Chase Liquid® cards," said Gavin Michael, Head of Digital for Chase. "They choose how they want to pay."

Samsung Pay was originally rolled out in October of this year. Chase Visa joins other banks already taking Samsung pay, including Citi, a advertising partner, US Bank, Bank of America and American Express. Additional banks are in the process of coming on board.