Revealing critical facts about traveling with credit cards

ADVERTISING DISCLOSURE

ADVERTISING DISCLOSURE:
Credit-Land.com is an independent, advertising-supported web site. Credit-Land.com receives compensation from most credit card issuers whose offers appear on our site. Compensation from our advertising partners impacts how and where their products appear on our site, including, for example, the order in which they may appear within review lists. Credit-Land.com has not reviewed all available credit card offers in the marketplace.

Credit Card Applications » Research » Guides » Travel with Credit Cards » Revealing critical facts about traveling with credit cards

Revealing critical facts about traveling with credit cards

The content is accurate at the time of publication and is subject to change.

For users who spend a large part of their life travelling, credit cards make for good company. All individuals need to do is manage the whole affair smartly. Prior to actually travelling with credit cards, users must safeguard them by maintaining photocopies. It should typically be accompanied by extra copies of the ticket and other important documents. A smart move is to leave behind one copy of these documents either with a friend or family member. This is mainly done so that a lost card isn't difficult to trace.

When on international trips cancellation of a credit card could be rather difficult. Users must hence nail down on having their spouse, friend or whosoever is with them carry different credit cards. At least this will ensure it isn't troublesome to cancel a card in case of a problem. Sometimes, a single card could translate to the cancellation of every member's credit card. Reissuing a card may take anything between three to five days.

When traveling with credit cards, users must check for the automatic credit card deactivation feature as well. A handful of companies are notorious for cutting off the credit card services if the card has been used six or more times in one day. While the main intention is to prevent thieves from using the card that may have been stolen, reactivation will be a problem. It's best to have the credit card company notified beforehand about trips to various locations. Before hitting the road, users must also alter the PIN number of their credit card to a four digit one. This is mainly because there a range of foreign banks that aren't designed to accept six digit pins. It is particularly the larger banks that help in seamless exchange to foreign currency.

The front and back of a bag is probably the best location to store credit cards when traveling. Users having many credit cards can exclude the expiry date and the name inscribed on the card. When frequently shuttling between places, individuals must keep their eyes open about applied conversion fees too. Charged by most banks, the fee is so that it's seamless to convert the users' currency to a foreign one. Though it isn't always necessary that banks charge a conversion fee and in many instances they don't. Consumers possessing multiple cards must additionally opt for the company that is a deal breaker as far as the fee is concerned.

Disclaimer: This editorial content is not provided or commissioned by the credit card issuer(s). Opinions expressed here are the author's alone, not those of the credit card issuer(s), and have not been reviewed, approved or otherwise endorsed by the credit card issuer(s). Reasonable efforts are made to present accurate information, however all information is presented without warranty. Consult a card's issuing bank for the terms & conditions.
All rates and fees, and other terms and conditions of the products mentioned in this article/post are actual as of the last update date but are subject to change. See the current products' Terms & Conditions on the issuing banks' websites.
Add to Favorites:
Get the latest news, articles and expert advice delivered to your inbox. It's FREE.

Other Travel with Credit Cards Research:

Related Research:

Top 5 Cards for Travel from Our Partners: Summer 2018 – Expert’s Choice

Top 5 Cards for Travel from Our Partners: Summer 2018 – Expert’s Choice

Posted: February 12, 2018

The sun shines more and more each day, flowers are in bloom and you already feel how hot it is getting - summer is here. Summer holidays are almost here, and you are in need of dire preparation. You can lift in spirits and let CreditLand ... Continue reading
Cash Back or Travel Rewards? Here’s How to Decide On The Right Card

Cash Back or Travel Rewards? Here’s How to Decide On The Right Card

Posted: February 10, 2018

If you're trying to find the perfect rewards credit card, you might feel like you're drowning in options. There are just so many out there, and many of them look similar. This can make it tough to decide on a card. One thing people often ... Continue reading
Price Protection: Credit Cards That Will Refund a Price Drop

Price Protection: Credit Cards That Will Refund a Price Drop

Posted: February 8, 2018

Those who often find themselves buying stuff and then discovering that they could pay less for the same item they've just bought, will appreciate this credit card benefit – price protection. This is the least known and the most neglected ... Continue reading
You've successfully subscribed!

Please specify the following:All these fields are optional

Your Credit History
Themes you are interested in:

By providing this information you help us make our news letters more useful and informative. Thank you!