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If you are a student, consider applying for a credit card like the Discover it® Student Cash Back. It has low interest rates and no annual fee. Plus you will earn 1% cash back on all your purchases. You can even get 5% cash back at different places like gas stations, grocery stores, restaurants, and more up to the quarterly maximum if you enroll in rotating categories every quarter.

If you do not want a student card, apply for a card for people with limited or no credit history.

The credit limit on the card is always determined by the credit card issuer, who will base the decision on your creditworthiness. Credit lines usually start at $200.