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When it comes to whether or not you will be approved for any kind of credit card, it is very important to take into consideration that your current credit score is not the only factor you are judged by to determine whether or not you deserve approval for a specific card; however, it is one of the most important factors. What is good to remember is that Brandsource does not require all of their applicants to have excellent credit scores over 800. On the other hand, I'm sure they don't want applicants who have scores lower than 500. I'm sure a fair score will give you a decent chance of approval. You can apply for the card by visiting, or by visiting your local retailer and asking for assistance. You also might want to consider a card for someone with fair credit. You will more likely get approved for one of those as they are designed for people with less-than-stellar credit.