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When it comes to whether or not you will be approved, you must remember that your credit score is not the only thing that is taken into consideration when deciding whether or not you will be approved. However, it is a very important factor. Generally they are not requiring their applicants to have a credit score of 800†. On the other hand, I'm sure they don't want their applicants to have a score of 350†. I would say that as long as you have a fair enough credit score, it's definitely worth trying to apply for. You can apply for the card by visiting their website and printing out a credit card application. Once you fill out the application, you can mail it to the given address. Or you can apply for one of our alternative cards here.