Can I get a high-limit credit card if my credit is... - Bad Credit FAQ


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Credit Card Applications » Questions » FAQs » Bad Credit » Can I get a high-limit credit card if my credit is bad?

Can I get a high-limit credit card if my credit is bad?

Answered on | Updated on February 9th, 2013
The content is accurate at the time of publication and is subject to change.

It’s unlikely – but it depends how bad your credit is, and how high a limit you seek.

A credit score of less than 600 is subprime, and you will be likely not get approved for more than a few hundred dollars in credit. On the other hand, if your credit is only average, in the low 700 range maybe, then you may be pleasantly surprised by being approved for a higher line of credit than you expected.

It’s important to pay attention to the recommended credit level on the card you apply for. Every card on our site says whether it’s recommended for people with limited, fair, good and/or excellent credit. Get a copy of your credit report and read it before you start applying.

If you do get a credit card, try to keep your total debt under 30% of your line of credit. Not only will it be easier to pay off, it will help improve your credit score.

Disclaimer: This editorial content is not provided or commissioned by the credit card issuer(s). Opinions expressed here are the author's alone, not those of the credit card issuer(s), and have not been reviewed, approved or otherwise endorsed by the credit card issuer(s). Reasonable efforts are made to present accurate information, however all information is presented without warranty. Consult a card's issuing bank for the terms & conditions.
All rates and fees, and other terms and conditions of the products mentioned in this article/post are actual as of the last update date but are subject to change. See the current products' Terms & Conditions on the issuing banks' websites.
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