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No matter what credit card you have, you only need to pay minimum payments each month. But keep the following in mind:  if you do only pay the minimum, it will take a long time to pay off your debt because only a small part of your payment is going towards paying down the balance. Moreover, if you consistently pay only the minimum, that’s a signal to the bank that you are in some financial distress and can’t pay more. Ideally it is best to pay the balance due in full every month. But if that is not possible, try to pay a little extra. It will save you years of being in debt and hundreds (even thousands if the balance is high enough) in financial charges. Paying only the minimum will cost you far more in the long run.