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Credit Card Applications » Questions » User Questions » Featuring Credit Cards » Hello, I’m currently interested in applying for a credit card like Dillard’s...

Hello, I’m currently interested in applying for a credit card like Dillard’s that will allow me to collect cashback on my department store shopping. Are there any cards that you recommend?

Answered on | Updated on September 15th, 2017
The content is accurate at the time of publication and is subject to change.

Nowadays, there are so many credit card issuers and many of them offer multiple credit cards. Many of these credit issuers have a cashback credit card option available, so to answer your question there are hundreds of card options. Many cashback cards will allow the cardholder to collect a small amount of cashback (usually about 1%) on all of the purchases they make. Although one of these cards may be good enough to meet your needs, there are much better options available. For example, many cashback cards include what are called rotating categories. When a cashback card has a rotating category, you will be able to collect a larger amount of cashback on eligible purchases made in that category. The Discover it® Cash Back card is a good option. It allows you to collect 1% back on all purchases and 5% back on eligible rotating category purchases on up to the quarterly maximum (you need to register each decade to start getting rewards within the category).

Disclaimer: This editorial content is not provided or commissioned by the credit card issuer(s). Opinions expressed here are the author's alone, not those of the credit card issuer(s), and have not been reviewed, approved or otherwise endorsed by the credit card issuer(s). Reasonable efforts are made to present accurate information, however all information is presented without warranty. Consult a card's issuing bank for the terms & conditions.
All rates and fees, and other terms and conditions of the products mentioned in this article/post are actual as of the last update date but are subject to change. See the current products' Terms & Conditions on the issuing banks' websites.
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The Citi Rewards+SM Card - the only credit card that automatically rounds up to the nearest 10 points on every purchase - with no cap.
Excellent, Good Credit
Earn cash back twice. Earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases.
Excellent, Good Credit
Perfect credit not required for approval; we may approve you when others won’t
Fair/Bad Credit

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