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Yes, we do. The world of credit cards is very big. Just because there is no Sephora card, you don't have to worry about not being able to make your purchase. If you take a look at all of the cards that are currently being offered by major banks, you can see that there is a wide variety out there. One option for you would be a low interest credit card. Almost every bank offers a credit card option that has a very low APR. If you are approved for one of these cards, you can make your large purchase with that, and make monthly payments, without having to worry about going into debt. Another option would be to apply for a credit card that has a 0% introductory APR on purchases for a period of time which allows you to pay off the purchase with no interest.