I plan on making a large purchase on Newegg in order... - Other Questions


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Credit Card Applications » Questions » User Questions » Other » I plan on making a large purchase on Newegg in order to build my own gaming computer, because my old one is...

I plan on making a large purchase on Newegg in order to build my own gaming computer, because my old one is too slow for me. I don’t currently have all the cash to make this purchase so I was looking into the Newegg credit card. Do you think this is a good card for me to make my purchase with or do you have other recommendations?

Answered on | Updated on August 10th, 2015
The content is accurate at the time of publication and is subject to change.

The Newegg credit card is a fairly basic credit card that is similar to any store card with an exclusive financing offer. With a Newegg Preferred account, the only real benefit you get is the ability to partake in one of Newegg’s no-interest financing offers. The only problem with these offers is that there is a catch to them. If you decide to choose a no interest financing plan, you only receive the no- interest offer if all of your payments are made on time and within the allotted amount of time in the agreement. If you miss a payment or don’t pay off the full balance in the timeframe agreed upon, you are stuck with paying the interest all the way back to the original purchase date at an APR of 29.99%. What I would recommend is that you skip the Newegg store card, and apply for a general bank card that comes with an introductory APR of 0% on purchases, and make your purchase with that.

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All rates and fees, and other terms and conditions of the products mentioned in this article/post are actual as of the last update date but are subject to change. See the current products' Terms & Conditions on the issuing banks' websites.
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