ADVERTISING DISCLOSURE

ADVERTISING DISCLOSURE:
Credit-Land.com is an independent, advertising-supported web site. Credit-Land.com receives compensation from most issuers whose offers appear on our site. Compensation from our advertising partners may impact how and where their products appear on our site, including, for example, the order in which they may appear within review lists. Credit-Land.com has not reviewed all available credit card offers in the marketplace.

Does money come on the card, I need some credit?

Answered on Jan 27, 2012

Updated on Feb 6, 2013

The content on this page is accurate as of the posting date; however, some of the offers mentioned may have expired.

The Serve® from American Express is a prepaid card, not a credit card. You will be able to use money you load on the card. If you want a credit card, consider credit cards for those who have no credit.

tags : No Credit Prepaid Cards

Disclaimer: This editorial content is not provided or commissioned by the banks or credit card issuer(s). Opinions expressed here are the author's alone, not those of the banks or credit card issuer(s), and have not been reviewed, approved or otherwise endorsed by the banks or credit card issuer(s). Reasonable efforts are made to present accurate info, however all info is presented without warranty. Consult with the issuing bank of the card or account for terms & conditions.
All rates and fees, and other terms and conditions of the products mentioned in this article/post are accurate as of the last update date but are subject to change. See the current products' Terms & Conditions on the issuing banks' websites.

questions RELATED
TO THIS TOPIC

What are pre-paid credit cards, I want a credit card to build up my credit without putting money into card first?

Prepaid cards generally allow you to make purchases in the same way as credit and debit cards. The key difference is that prepaid cards aren't linked to a bank account or a line of...

Do prepaid cards build credit?

As a general rule, no. Prepaid cards won't help build your credit history. When you use a prepaid card, you use your own money, not an associated line of credit. Since you are not borrowing money, there is nothing to report to credit reporting...

Does applying for a debit card affect my credit score?

There is no credit check involved in getting a standard debit card, and because you need a PIN to use one, your transactions are relatively secure. Debit cards also make managing your account easy, since you can monitor the activity online. You can...

Can I report the loss of my prepaid debit card?

Debit cards offer the same theft and loss protections as credit cards. If you report the loss or theft of a registered card, the issuer can deactivate the card and issue a new card. Most issuers have a zero liability policy to protect cardholders,...

I am thinking of getting a prepaid card for my son who is away to college, he has a job but every now and then I wanted to be able to give him some extra spending money. I am considering the Arvest gift card, any advice?

Pre-paid card can be great for this sort of thing. Be aware of what fees are associated with the card. Some cards charge maintenance or other fees. All pre-paid cards are not created equal and some are better than others. The card you mentioned may...