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Does money come on the card, I need some credit?

Answered on Jan 27, 2012

Updated on Feb 6, 2013

The content is accurate at the time of publication and is subject to change.

The Serve® from American Express is a prepaid card, not a credit card. You will be able to use money you load on the card. If you want a credit card, consider credit cards for those who have no credit.

tags : No Credit Prepaid Cards

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I am thinking of getting a prepaid card for my son who is away to college, he has a job but every now and then I wanted to be able to give him some extra spending money. I am considering the Arvest gift card, any advice?

Pre-paid card can be great for this sort of thing. Be aware of what fees are associated with the card. Some cards charge maintenance or other fees. All pre-paid cards are not created equal and some are better than others. The card you mentioned may...

My bank recently hiked all their fees and I'm very frustrated. I used to have a free checking account, and now it seems I pay extra for every little thing. What can I do?

That is a frustrating situation. One thing you can consider is getting a prepaid card and using that as your bank account, instead of having a traditional account. Or you can look into a bank like First Merit, which offers convenient and customer...

How old do you need to be to get a credit card? My daughter is starting high school and I'd like for her to have her own card, in case of emergencies.

It's smart to make sure your daughter is covered in case she gets into a tight financial spot, now that she's a teenager and likely to be away from you more often. However, don't be too eager to give her a credit card. For one thing, most card...

How is a prepaid card different from a debit card or a regular credit card? I’m not sure which type of card I should encourage my teenager to get before she heads off to college. I've heard that a prepaid card is best, but I'm not convinced that's true.

A prepaid card is indeed a good choice for a child headed off to college. However, it's important to understand exactly what a prepaid card is, and isn't. A prepaid card is a payment card that is used in a similar way to a credit card, but is...

It seems like my bank charges high fees for everything these days. Are there any alternatives to having a traditional checking account with a bank?

Yes. In fact, many people these days are looking for exactly that. A prepaid card is a good way to avoid bank fees and still enjoy the flexibility of a payment card. You can do many of the things that you would do with a checking account, such as...