The content is accurate at the time of publication and is subject to change.

If you show stable payment history and responsible credit management during a certain period of time, credit card issuers may increase your credit limit. Some credit cards are even advertised with credit limit increase opportunities, like the Merrick Bank Double Your Line® Mastercard®. With such offers, you usually get an automatic credit limit increase.

However, not all increases are automatic and in most cases, you will need to contact your credit card issuer to request a higher line of credit. You are usually allowed to request credit limit increases every six months, if the issuer doesn't have its own rules. Just keep in mind that the issuer can hard pull your credit reports to see if you qualify for a credit limit increase. Other issuers may also charge a fee for the opportunity to increase the limit. So we would recommend you contact your issuer to get more details about rules and requirements for credit limit increase.

tags : Credit Cards Good Credit

Disclaimer: This editorial content is not provided or commissioned by the credit card issuer(s). Opinions expressed here are the author's alone, not those of the credit card issuer(s), and have not been reviewed, approved or otherwise endorsed by the credit card issuer(s). Reasonable efforts are made to present accurate information, however all information is presented without warranty. Consult a card's issuing bank for the terms & conditions.
All rates and fees, and other terms and conditions of the products mentioned in this article/post are actual as of the last update date but are subject to change. See the current products' Terms & Conditions on the issuing banks' websites.