I’m interested in getting a credit card, but I... - Other Questions


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Credit Card Applications » Questions » User Questions » Other » I’m interested in getting a credit card, but I don’t know how to apply. Can you help me please?

I’m interested in getting a credit card, but I don’t know how to apply. Can you help me please?

Answered on | Updated on December 1st, 2012
The content is accurate at the time of publication and is subject to change.

To apply for your first credit card you must be over age 18, have your own income and a banking account. Check your credit history and credit score before you start shopping for a credit card. When you are sure your credit history is accurate, it is time to choose a suitable credit card and apply. You should consider credit cards for limited\no credit. Pay attention to the credit card terms. Considerations include whether the card has an annual fee, and if so, how much is it. See if the issuer sends reports to credit bureaus. You want that to build your credit. You also might be interested in rewards including cash back and frequent flier miles.

To fill out a credit card application form you will need your full name, date of birth, Social Security number, and home telephone number. Also you will be asked to provide employment data, bank accounts information, and signature.

Disclaimer: This editorial content is not provided or commissioned by the credit card issuer(s). Opinions expressed here are the author's alone, not those of the credit card issuer(s), and have not been reviewed, approved or otherwise endorsed by the credit card issuer(s). Reasonable efforts are made to present accurate information, however all information is presented without warranty. Consult a card's issuing bank for the terms & conditions.
All rates and fees, and other terms and conditions of the products mentioned in this article/post are actual as of the last update date but are subject to change. See the current products' Terms & Conditions on the issuing banks' websites.
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