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To apply for your first credit card you must be over age 18, have your own income and a banking account. Check your credit history and credit score before you start shopping for a credit card. When you are sure your credit history is accurate, it is time to choose a suitable credit card and apply. You should consider credit cards for limited\no credit. Pay attention to the credit card terms. Considerations include whether the card has an annual fee, and if so, how much is it. See if the issuer sends reports to credit bureaus. You want that to build your credit. You also might be interested in rewards including cash back and frequent flier miles.

To fill out a credit card application form you will need your full name, date of birth, Social Security number, and home telephone number. Also you will be asked to provide employment data, bank accounts information, and signature.

tags : Credit Cards Credit Score No Credit Rewards Program

Disclaimer: This editorial content is not provided or commissioned by the banks or credit card issuer(s). Opinions expressed here are the author's alone, not those of the banks or credit card issuer(s), and have not been reviewed, approved or otherwise endorsed by the banks or credit card issuer(s). Reasonable efforts are made to present accurate info, however all info is presented without warranty. Consult with the issuing bank of the card or account for terms & conditions.
All rates and fees, and other terms and conditions of the products mentioned in this article/post are accurate as of the last update date but are subject to change. See the current products' Terms & Conditions on the issuing banks' websites.