The content is accurate at the time of publication and is subject to change.

You should be at least 18 years old, be a student, or have a job. However, you can obtain a credit card if you don't work, by having someone co-sign or by becoming an authorized user on a parent or guardian’s account. For this you do not need a job or assets. If you have never had a credit card consider limited/no credit offers. To make sure that your credit history is clear, request your credit report. Knowing your credit score will help you choose the right card.

Disclaimer: This editorial content is not provided or commissioned by the credit card issuer(s). Opinions expressed here are the author's alone, not those of the credit card issuer(s), and have not been reviewed, approved or otherwise endorsed by the credit card issuer(s). Reasonable efforts are made to present accurate information, however all information is presented without warranty. Consult a card's issuing bank for the terms & conditions.
All rates and fees, and other terms and conditions of the products mentioned in this article/post are actual as of the last update date but are subject to change. See the current products 'Terms & Conditions on the issuing banks' websites.