You should be at least 18 years old, be a student, or have a job. However, you can obtain a credit card if you don’t work, by having someone co-sign or by becoming an authorized user on a parent or guardian’s account. For this you do not need a job or assets. If you have never had a credit card consider limited/no credit offers. To make sure that your credit history is clear, request your credit report. Knowing your credit score will help you choose the right card.
BEST CREDIT CARD OFFERS from our partners:
Introducing the New Citi Rewards+℠ Card - the only credit card that automatically rounds up to the nearest 10 points on every purchase - with no cap
Excellent, Good Credit
Enjoy 70,000 bonus miles after spending $5,000 on purchases in the first 90 days
Good/Excellent Credit
See Rates & Fees
Perfect credit not required for approval; we may approve you when others won’t
Fair/Bad Credit
