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In order to be able to take part in any of the Alphaeon financing plans, you must be an Alphaeon credit card holder. You can apply for the Alphaeon credit card by visiting their website. Once you have gained Alphaeon credit approval, you will be eligible for their deferred interest plans and equal payment plans. For a purchase to be eligible for one of these plans, it must be at least $250. With the deferred interest plan, you will be able to choose between a 6- and 12-month no-interest financing plan. When taking part in one of the equal payment plans, you can pay off your purchase for 12-60 months at an APR of 14.99%. You should also consider alternative general cards.