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Well, the thing about almost every credit card out there is that the current state of your credit score is not the only factor that determines whether or not you are going to be eligible for their credit card; however, your current credit score is a very important factor in deciding whether or not you're eligible. It is not announced what credit score American Eagle is requiring all of their eligible applicants to have. One important thing to remember is that most store cards do not need a perfect credit score. At the same time, they do not want applicants with horrible credit either. If you have fair credit and want to earn rewards on purchases you can still be eligible for cards on advantageous terms. Here you can see some great cards to earn 1 or 1.5% cash back on every purchase.