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Filling out the application online at fullbeauty com can be a real-time saver, and if you happen to have received a pre-approved mailer you can also take care of that via the website too. If you want to go old school and forgo a cyber trip to you can head over to the store. Typically stores have applications for their credit cards at the register or other locations in the store.

It's key whether applying online or heading over to the store to grab a real-time application, to make sure to read all the fine print and check out the terms and conditions. This way you know even before applying what fees, exclusions, rewards and benefits come with the card. And you can go the extra mile and compare it with a general rewards earning card to see which one maximizes your rewards.