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Royal Caribbean card offers 10,000 points after you make a qualifying transaction in the first 90 days of account opening - valued at $100 in onboard credit. You can spend this bonus on booking Royal Caribean Cruises, Celebrity Cruises and Azamara Club Cruises. Unfortunately, you won't be able to redeem these points any other way.

If you are a frequent traveler, you may want to replace your Royal Caribbean credit card with a general travel rewards credit card. These cards often come with big sign-up bonuses.